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Oops! One more...Shell Gas card

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pizza1
Community Leader
Super Contributor

Re: Oops! One more...Shell Gas card


@B335is wrote:
Congrats! I still can't decide if I should apply for this one. Did you get the drive for five?

I did, because its the "store card" version. I thought Id have better luck at applying for that instead of the MC.Smiley Wink

Message 11 of 142
B335is
Moderator Emeritus

Re: Oops! One more...Shell Gas card

Popamode, I got an offer for $1.25/ gallon off first purchase of 20 gallons. It's easy $25 Smiley Happy
Message 12 of 142
pizza1
Community Leader
Super Contributor

Re: Oops! One more...Shell Gas card


@chalupaman wrote:

@B335is wrote:
Congrats! I still can't decide if I should apply for this one. Did you get the drive for five?

What would be the big appeal of this card exactly?

 

Congrats pizza, but be careful. Citi can turn on you and shut down accounts and they can be stubborn to work with. 


I know Pop...I remember your post. Thank you for being concernedSmiley Happy   I will tread carefully from here on out, using it pif, and no more apps for two years. My EX was feeling jealous and wanted a few more to catch up to EQ,LOL

Message 13 of 142
gdale6
Moderator Emeritus

Re: Oops! One more...Shell Gas card

LOL, you are back in the headlines, grats on the Shell approval Smiley Happy

Message 14 of 142
pizza1
Community Leader
Super Contributor

Re: Oops! One more...Shell Gas card


@Anonymous wrote:

Congrats...... Slow down lady.Smiley Wink


oh Im done...promise..Im in the garden absolutely for sure nowSmiley Happy

Message 15 of 142
chalupaman
Super Contributor

Re: Oops! One more...Shell Gas card


@pizza1 wrote:

@chalupaman wrote:

@B335is wrote:
Congrats! I still can't decide if I should apply for this one. Did you get the drive for five?

What would be the big appeal of this card exactly?

 

Congrats pizza, but be careful. Citi can turn on you and shut down accounts and they can be stubborn to work with. 


I know Pop...I remember your post. Thank you for being concernedSmiley Happy   I will tread carefully from here on out, using it pif, and no more apps for two years. My EX was feeling jealous and wanted a few more to catch up to EQ,LOL


No problem. I didn't think Citi would care that much about me applying for two store cards from them in a month but that's how I got screwed over by them and I've still have never been able to get my accounts reopened with them.

 

I really need to see what's going on with the AA app though that I did a while ago. I got a bizarre denial reason because of the closed Forward account and I wanna see if they can overturn that.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 16 of 142
pizza1
Community Leader
Super Contributor

Re: Oops! One more...Shell Gas card


@gdale6 wrote:

LOL, you are back in the headlines, grats on the Shell approval Smiley Happy


LOL...The only time Ill be back in the approvals section will be with SP CLI only via Synch and Comenity, LOL...No more apps or inquires for this girl...I want the Costco card in 2 yrsSmiley Happy

Message 17 of 142
vikingred
Frequent Contributor

Re: Oops! One more...Shell Gas card

Congrats.  Shell cards are awesome.  I have one.  You can get an emergency cash advance on it, too.  Very cool.  Citi is the issuer. 

Message 18 of 142
pizza1
Community Leader
Super Contributor

Re: Oops! One more...Shell Gas card


@chalupaman wrote:

@pizza1 wrote:

@chalupaman wrote:

@B335is wrote:
Congrats! I still can't decide if I should apply for this one. Did you get the drive for five?

What would be the big appeal of this card exactly?

 

Congrats pizza, but be careful. Citi can turn on you and shut down accounts and they can be stubborn to work with. 


I know Pop...I remember your post. Thank you for being concernedSmiley Happy   I will tread carefully from here on out, using it pif, and no more apps for two years. My EX was feeling jealous and wanted a few more to catch up to EQ,LOL


No problem. I didn't think Citi would care that much about me applying for two store cards from them in a month but that's how I got screwed over by them and I've still have never been able to get my accounts reopened with them.

 

I really need to see what's going on with the AA app though that I did a while ago. I got a bizarre denial reason because of the closed Forward account and I wanna see if they can overturn that.


They shut you down for two store cards? Stupid...

Message 19 of 142
TRC_WA
Senior Contributor

Re: Oops! One more...Shell Gas card


@pizza1 wrote:

@B335is wrote:
Congrats! I still can't decide if I should apply for this one. Did you get the drive for five?

I did, because its the "store card" version. I thought Id have better luck at applying for that instead of the MC.Smiley Wink


You would... because their co-branded cards and their major CC's are totally different.

 

Getting in with one doesn't mean you'll get in with the other... especially if you burned them. 

 

$0.05 off a gallon assuming you buy 45 gallons a month still doesn't touch Sallie Mae and other 5% rebate cards.

 

Grats though.  Smiley Wink

FICO8 current as of : 2-1-26 EQ: 713 TU: 702 EX: 705
Hard INQs last 12 months: EQ: 1 | TU: 2 | EX: 1
Verizon Visa $8500 Amex Delta Gold $10,000 Care Credit $18,000
NFCU CashRewards $13,500 Apple Card $7000 Best Buy $8000 Amazon $5000
STCU auto loan (2026 Hyundai Palisade Hybrid) 6.24%
HDFS motorcycle loan (2024 Harley Davidson Road Glide) 9.45%
Total CL: $70,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $257k
Last app: 1-31-26
Message 20 of 142
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