@pizza1 wrote:
@chalupaman wrote:
@pizza1 wrote:
@chalupaman wrote:
@B335is wrote:
Congrats! I still can't decide if I should apply for this one. Did you get the drive for five?What would be the big appeal of this card exactly?
Congrats pizza, but be careful. Citi can turn on you and shut down accounts and they can be stubborn to work with.
I know Pop...I remember your post. Thank you for being concerned
I will tread carefully from here on out, using it pif, and no more apps for two years. My EX was feeling jealous and wanted a few more to catch up to EQ,LOL
No problem. I didn't think Citi would care that much about me applying for two store cards from them in a month but that's how I got screwed over by them and I've still have never been able to get my accounts reopened with them.
I really need to see what's going on with the AA app though that I did a while ago. I got a bizarre denial reason because of the closed Forward account and I wanna see if they can overturn that.
They shut you down for two store cards? Stupid...
Yeah. I had their Forward card as my first card, took good care of that for well over a year and went for Best Buy and Home Depot the same month and tried a CLI on HD and a day after, all of my accounts with them were closed. It's a lesson to never get too attached to any creditor. They can turn on you in an instant and that's why I have other alternatives and haven't had those issues since.
@Anonymous wrote:
@Anonymous @ please dont yell at me.
Im Happy right now..Ill see how I feel about it all later, LOL..Im still shocked, but glad to be in, even if it is a store card that a lot of peopleon here see as useless, and wonder why I have them. I get tired of telling people over and over...Its a challenge to get back to the cards you had that were IIB, lol
Nixon Im sure will scold me, lol
@chalupaman wrote:
@pizza1 wrote:
@chalupaman wrote:
@pizza1 wrote:
@chalupaman wrote:
@B335is wrote:
Congrats! I still can't decide if I should apply for this one. Did you get the drive for five?What would be the big appeal of this card exactly?
Congrats pizza, but be careful. Citi can turn on you and shut down accounts and they can be stubborn to work with.
I know Pop...I remember your post. Thank you for being concerned
No problem. I didn't think Citi would care that much about me applying for two store cards from them in a month but that's how I got screwed over by them and I've still have never been able to get my accounts reopened with them.
I really need to see what's going on with the AA app though that I did a while ago. I got a bizarre denial reason because of the closed Forward account and I wanna see if they can overturn that.
They shut you down for two store cards? Stupid...
Yeah. I had their Forward card as my first card, took good care of that for well over a year and went for Best Buy and Home Depot the same month and tried a CLI on HD and a day after, all of my accounts with them were closed. It's a lesson to never get too attached to any creditor. They can turn on you in an instant and that's why I have other alternatives and haven't had those issues since.
well, we shall see then how they liked me apping for TWO store cards 2 days apart, AND asking for a CLI same day as HD approval. Im treading on thin ice, lol...The only thing that is keeping me "ok" with my creditors is my 1% util showing, and I think my high credit lines on a few majors. eek...Idk...I guess Ill see too..
@pizza1 wrote:
@chalupaman wrote:
@pizza1 wrote:
@chalupaman wrote:
@pizza1 wrote:
@chalupaman wrote:
@B335is wrote:
Congrats! I still can't decide if I should apply for this one. Did you get the drive for five?What would be the big appeal of this card exactly?
Congrats pizza, but be careful. Citi can turn on you and shut down accounts and they can be stubborn to work with.
I know Pop...I remember your post. Thank you for being concerned
No problem. I didn't think Citi would care that much about me applying for two store cards from them in a month but that's how I got screwed over by them and I've still have never been able to get my accounts reopened with them.
I really need to see what's going on with the AA app though that I did a while ago. I got a bizarre denial reason because of the closed Forward account and I wanna see if they can overturn that.
They shut you down for two store cards? Stupid...
Yeah. I had their Forward card as my first card, took good care of that for well over a year and went for Best Buy and Home Depot the same month and tried a CLI on HD and a day after, all of my accounts with them were closed. It's a lesson to never get too attached to any creditor. They can turn on you in an instant and that's why I have other alternatives and haven't had those issues since.
well, we shall see then how they liked me apping for TWO store cards 2 days apart, AND asking for a CLI same day as HD approval. Im treading on thin ice, lol...The only thing that is keeping me "ok" with my creditors is my 1% util showing, and I think my high credit lines on a few majors. eek...Idk...I guess Ill see too..
Understandable. You've come a long way since your BK. Did you consider trying to get back in with Chase through recon?
@TRC_WA wrote:
@pizza1 wrote:
@B335is wrote:
Congrats! I still can't decide if I should apply for this one. Did you get the drive for five?I did, because its the "store card" version. I thought Id have better luck at applying for that instead of the MC.
You would... because their co-branded cards and their major CC's are totally different.
Getting in with one doesn't mean you'll get in with the other... especially if you burned them.
$0.05 off a gallon assuming you buy 45 gallons a month still doesn't touch Sallie Mae and other 5% rebate cards.
Grats though.
oh I know its no guarantee and they are totally different in UW, but It has to help hopefully, at least on a recon maybe. Having their store backed cards for a few years in good standing, and your overall files are in good standing since the BK should help some too. Its nice to have back ups I guess....
I agree unless the 395 fee would get in your way. I know how bad u want that heavy beautifully presented ritz signature visa
@chalupaman wrote:
@pizza1 wrote:
@chalupaman wrote:
@pizza1 wrote:
@chalupaman wrote:
@pizza1 wrote:
@chalupaman wrote:
@B335is wrote:
Congrats! I still can't decide if I should apply for this one. Did you get the drive for five?What would be the big appeal of this card exactly?
Congrats pizza, but be careful. Citi can turn on you and shut down accounts and they can be stubborn to work with.
I know Pop...I remember your post. Thank you for being concerned
No problem. I didn't think Citi would care that much about me applying for two store cards from them in a month but that's how I got screwed over by them and I've still have never been able to get my accounts reopened with them.
I really need to see what's going on with the AA app though that I did a while ago. I got a bizarre denial reason because of the closed Forward account and I wanna see if they can overturn that.
They shut you down for two store cards? Stupid...
Yeah. I had their Forward card as my first card, took good care of that for well over a year and went for Best Buy and Home Depot the same month and tried a CLI on HD and a day after, all of my accounts with them were closed. It's a lesson to never get too attached to any creditor. They can turn on you in an instant and that's why I have other alternatives and haven't had those issues since.
well, we shall see then how they liked me apping for TWO store cards 2 days apart, AND asking for a CLI same day as HD approval. Im treading on thin ice, lol...The only thing that is keeping me "ok" with my creditors is my 1% util showing, and I think my high credit lines on a few majors. eek...Idk...I guess Ill see too..
Understandable. You've come a long way since your BK. Did you consider trying to get back in with Chase through recon?
Im too scared, LOL...They were my biggest burn with CO and BK for like $10k+...I did apply for their SW card, and got the standard 7-10 day, and a 30 days too.. IDK..maybe Ill try tomorrow, but doubtful. They would look at all those inquires adn new accounts and be like holy S**T!! LOL...
@Anonymous wrote:
Thats it.
You have NO excuse to not apply for a Ritz Carlton now.
LOL...Thank you for not scolding me too bad!! ...I apped for the SW card, and got the "letter" screen, like I knew I would...I actually fly SW, and that card would come in handy for me! Ill see what the letter says, Im sure itll be for BK, inquires, too many new accounts, the usual.