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Congratulations and thank you for sharing those DPs!
@Boribori wrote:Something unexpected I noticed this morning. I had a CLI from OpenSky when I looked at my account summary. I initially gave them $200 because it's a secured card. I recently asked the community if I should close the card because of the AF & I'm trying to rebuild my credit. I read that someone called in to get it cancelled and they waive the AF. I did the same thing last month and boom. They waived it. Next month I will have had the card one year. But.. I didn't think that secured cards gave out CLI's. Especially one like OpenSky. They gave me a $100 extra CLI.
Opensky is a great company to deal with. Their customer service has been outstanding for me. Do you have an image of the increase? I am curious as to what it looks like.
@Brian_Earl_Spilner wrote:Yes, there are a few that give unsecured increases. I believe $300 is their max credit line though.
What secure cc companies are you familiar with that provide unsecure increases?
Congratulations on your CLI!!
Congrats on your OpenSky CLI and for successfully having the AF waived . . . great negotiating!!!
@Anonymous wrote:
@Brian_Earl_Spilner wrote:Yes, there are a few that give unsecured increases. I believe $300 is their max credit line though.
What secure cc companies are you familiar with that provide unsecure increases?
I contacted OpenSky customer service on 5-13-21 to ask them about the unsecure CLI and they confirm that they have done this twice. They offered it to card members that have been members since 2019 or longer. It is random and you can not request it, it is a promo. Opensky is a awesome starter card with great customer service.
@Boribori wrote:@kittycreditmeow @They did waive the AF for me when I was going to cancel. So I decided to keep it another year
That is gracious of them. 👍 Adding another year to an existing card will help your profile. Glad this worked in your favor! 😃
lol congrats! I called to do the same thing. I was planning to close the account either way. They offered me nothing lol! Told me to pound sand. Still thankful though. Went from sub 500f8 to 700f8 because of that card.