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OpenSky Credit Limit Increase!!

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AllZero
Mega Contributor

Re: OpenSky Credit Limit Increase!!

Congratulations on your PCLI!
Message 11 of 22
SweetCreditObsession
Valued Contributor

Re: OpenSky Credit Limit Increase!!

Congratulations and thank you for sharing those DPs!



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 12 of 22
Anonymous
Not applicable

Re: OpenSky Credit Limit Increase!!


@Boribori wrote:

Something unexpected I noticed this morning. I had a CLI from OpenSky when I looked at my account summary. I initially gave them $200 because it's a secured card. I recently asked the community if I should close the card because of the AF & I'm trying to rebuild my credit. I read that someone called in to get it cancelled and they waive the AF. I did the same thing last month and boom. They waived it. Next month I will have had the card one year. But.. I didn't think that secured cards gave out CLI's. Especially one like OpenSky. They gave me a $100 extra CLI. 


Opensky is a great company to deal with. Their customer service has been outstanding for me. Do you have an image of the increase? I am curious as to what it looks like.

Message 13 of 22
Anonymous
Not applicable

Re: OpenSky Credit Limit Increase!!


@Brian_Earl_Spilner wrote:

Yes, there are a few that give unsecured increases. I believe $300 is their max credit line though.


What secure cc companies are you familiar with that provide unsecure increases?

Message 14 of 22
Irv02
Established Contributor

Re: OpenSky Credit Limit Increase!!

Congratulations on your CLI!!

Message 15 of 22
babygirl1256
Senior Contributor

Re: OpenSky Credit Limit Increase!!

Congrats on your OpenSky CLI and for successfully having the AF waived . . . great negotiating!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 16 of 22
Anonymous
Not applicable

Re: OpenSky Credit Limit Increase!!


@Anonymous wrote:

@Brian_Earl_Spilner wrote:

Yes, there are a few that give unsecured increases. I believe $300 is their max credit line though.


What secure cc companies are you familiar with that provide unsecure increases?


I contacted OpenSky customer service on 5-13-21 to ask them about the unsecure CLI and they confirm that they have done this twice. They offered it to card members that have been members since 2019 or longer. It is random and you can not request it, it is a promo. Opensky is a awesome starter card with great customer service.

Message 17 of 22
Credit4Growth
Senior Contributor

Re: OpenSky Credit Limit Increase!!

@Boribori. 👏 👏 👏
Congratulations on your Open Sky limit increase! 🍻
Message 18 of 22
Credit4Growth
Senior Contributor

Re: OpenSky Credit Limit Increase!!


@Boribori wrote:

@kittycreditmeow @They did waive the AF for me when I was going to cancel. So I decided to keep it another year Smiley Happy


That is gracious of them.  👍 Adding another year to an existing card will help your profile.  Glad this worked in your favor! 😃

Message 19 of 22
Anonymous
Not applicable

Re: OpenSky Credit Limit Increase!!

lol congrats! I called to do the same thing. I was planning to close the account either way. They offered me nothing lol! Told me to pound sand. Still thankful though. Went from sub 500f8 to 700f8 because of that card.

Message 20 of 22
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