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Over $55K in No Inquiry CLI's

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AverageJoesCredit
Legendary Contributor
‎05-30-2022 06:02 PM
‎05-30-2022 06:02 PM

Re: Nearly $50K in No Inquiry CLI's

Grats Smiley Happy

 

I guess my only question is what is a no inquiry cli?  Smiley Wink

Message 11 of 18
KingRue8500
Senior Contributor
‎05-30-2022 06:55 PM
‎05-30-2022 06:55 PM

Re: Over $55K in No Inquiry CLI's

Congrats on your CLI's spree




Message 12 of 18
CWESTL
Regular Contributor
‎05-30-2022 07:05 PM
‎05-30-2022 07:05 PM

Re: Nearly $50K in No Inquiry CLI's

@AverageJoesCredit wrote:

Grats Smiley Happy

 

I guess my only question is what is a no inquiry cli?  Smiley Wink

@AverageJoesCredit Thanks. No inquiry CLI's meant no hard inquiry CLI's. Not sure if a soft pull or a simple internal review of account history were used to approve the CLI's. However, I'm thankful the increases could be obtained without hard inquiries and resultant point deductions.  

Chapter 7 Discharge Aug 2013 (Removed 2022 & 2023)
March 2026 EQ FICO 820
March 2026 TU FICO 8 800
March 2026 EX FICO 8 816
AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $32.1K; Cap One QS World MC $25k; Cap One Venture Sign VS $45k; Chase Sapphire Pref $19.5K; Citi Simplicity $17K; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Wells Fargo Reflect $25K; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $44k; Discover It $20.1k; Discover It $21.5K; US Bank Shield $25K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC; 2.75% Apr 2022; New Auto July 2017 & June 2024; NFCU LOC $20K
GOAL 835 FICOs on ALL 3 CRs by AUGUST 2026.
AMEX Cash Blue $24.3K; AMEX Lowes Business $14.9K
AMEX Business LOC $25K
Chase Ink Business Unlimited $26.5K; Wells Fargo Signify $14K; US Bank Business Triple Cash $10K
Message 13 of 18
PapaTunde
Established Contributor
‎05-30-2022 08:54 PM
‎05-30-2022 08:54 PM

Re: Over $55K in No Inquiry CLI's

Congrats on all your nice CLIs

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 14 of 18
PapaTunde
Established Contributor
‎05-30-2022 08:55 PM
‎05-30-2022 08:55 PM

Re: Nearly $50K in No Inquiry CLI's

@Aim_High wrote:

Well played, @CWESTL!  Congrats on all your massive CLI approvals!  Smiley Very Happy

Since I came to My Fico a few years ago, I've become more diligent about putting in for increases when I'm eligible, and it really pays off over time!  Enjoy those higher limits and the additional utilization padding! 

 

Most_Interesting_Man.jpg

"I don't always ask for Credit Limit Increases,

but when I do, I prefer that they are Soft Pulls ..." 

LOL Smiley LOL

Stay thirsty (for CLIs), my friends. 

LOLLLLOLLLOLLLL

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 15 of 18
NalekSok
Regular Contributor
‎05-31-2022 05:32 AM
‎05-31-2022 05:32 AM

Re: Over $55K in No Inquiry CLI's

Congratulations on your CLIs, nice job!






Message 16 of 18
TG10X
Regular Contributor
‎06-01-2022 08:54 AM
‎06-01-2022 08:54 AM

Re: Over $55K in No Inquiry CLI's

Congratulations!!




Message 17 of 18
CYBERSAM
Senior Contributor
‎06-01-2022 11:03 AM
‎06-01-2022 11:03 AM

Re: Over $55K in No Inquiry CLI's

Congrats on your CLIs. Nice SP run! 🤑👍👍







                
Message 18 of 18
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