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Over Double Increase on Capital One Platinum

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SKBirdmind
Regular Contributor

Over Double Increase on Capital One Platinum

Back when I started rebuilding in early-2020, Capital One's offer for an unsecured Platinum MasterCard was my 1st - they gave me a $300 credit line. This has slowly grown over the years (for example raising to $500 after several on-time payments), though I admittedly haven't been using it as much as I used to. It sat at $1,500 for maybe around 2 years?

 

A few weeks ago, they upped to $4,000! I never thought it would lap my Quicksilver ($3,500 for probably longer) - yet here we are. Smiley Happy

 

If you're wondering why I haven't taken the advice of some forum members and axed this card a while ago, now you know... Again, show me a wallet full of high-end travel or other rewards cards with 5+ figure limits on auto-credit-limit-increase and ask me how I feel then? It's like most people on here (who have been through far worse) can do it drunk, standing on their head!

"If people want to pigeonhole you, then just view it as an opportunity to prove them wrong and show that you are different to what they think you are." -E. Gordon Gee

I Am Not My Credit Score - it's just a made-up number that we all have to live with.

NOW HIRING - senior credit analyst, account manager, or high-end specialist from American Express National Bank.


Don't Listen To Anyone In The Delta SkyMiles-AmEx Facebook Group
Message 1 of 15
14 REPLIES 14
CreditMagic7
Mega Contributor

Re: Over Double Increase on Capital One Platinum

Congratulations!

Message 2 of 15
GZG
Senior Contributor

Re: Over Double Increase on Capital One Platinum

congrats!!

 

@SKBirdmind  

 

have you tried seeing if there was an offer to product change it to another Quicksilver or Savor One?

 

https://verified.capitalone.com/auth/signin?Product=Card&Action=ProductUpgrade 

you can also add /productupgrade to the end of your link on desktop

 

or you can try to see if there's one in: I want to -- products and upgrades

Starting FICO 8:
Current FICO 8:



Message 3 of 15
FireMedic1
Community Leader
Mega Contributor

Re: Over Double Increase on Capital One Platinum

Nice! Upgrade that puppy with the link above.



BK Free Aug25
Message 4 of 15
cashorcharge
Community Leader
Super Contributor

Re: Over Double Increase on Capital One Platinum

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 5 of 15
Creditwiser
Valued Contributor

Re: Over Double Increase on Capital One Platinum

Pretty cool, Congrats on your CLI !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 6 of 15
pc01user
Frequent Contributor

Re: Over Double Increase on Capital One Platinum

@ Woo hoo! Yesss!

Message 7 of 15
alextercero
Super Contributor

Re: Over Double Increase on Capital One Platinum

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 8 of 15
JoeRockhead
Community Leader
Super Contributor

Re: Over Double Increase on Capital One Platinum

Nice, congratulations!

Message 9 of 15
Ficoproblems247
Valued Contributor

Re: Over Double Increase on Capital One Platinum

Cap1 is a great bank to build things up with! Congrats on your awesome increase on that plat! Definitely follow that great advice about the PC/upgrade link. You can PC a card with them every 181 days if the system lets you! Enjoy your new CL! Smiley Happy 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 10 of 15
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