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Overstock CLI, and some data points

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Anonymous
Not applicable

Overstock CLI, and some data points

Got the card 6.17. Created account, and got an immediate $300 bump. Tried for a CLI yesterday, (30 days), and got the review message. Hit it today, and got another $300. Looks like it's 31 days. I've seen many posts claiming that Overstock requires usage of the card in order to get a CLI. I've never used it, so that does not appear to be correct.

Message 1 of 17
16 REPLIES 16
CreditMagic7
Mega Contributor

Re: Overstock CLI, and some data points

I posted several times recently over the months how Comenity on some of these cards (notably Overstock) may take a few extra days then your expected CLI goes thru as usual.

 

Thanks for reminding everyone again in case they give up not realizing they need only give it some extra time.

 

Congrats! on the new Overstock CLI!! Smiley Happy

Message 2 of 17
SOGGIE
Valued Contributor

Re: Overstock CLI, and some data points

Congrats!
Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben
Message 3 of 17
alextercero
Super Contributor

Re: Overstock CLI, and some data points

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 4 of 17
Anonymous
Not applicable

Re: Overstock CLI, and some data points

Congrats
Message 5 of 17
OmarGB9
Community Leader
Super Contributor

Re: Overstock CLI, and some data points

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 17
Anomalous
Senior Contributor

Re: Overstock CLI, and some data points

Congratulations!

Keep both your credit and your body in top shape!

Message 7 of 17
Anonymous
Not applicable

Re: Overstock CLI, and some data points


@Anonymous wrote:

Got the card 6.17. Created account, and got an immediate $300 bump. Tried for a CLI yesterday, (30 days), and got the review message. Hit it today, and got another $300. Looks like it's 31 days. I've seen many posts claiming that Overstock requires usage of the card in order to get a CLI. I've never used it, so that does not appear to be correct.


I only like reading information about tried and true experiences with cl's, cli's, approvals, etc. from people on here that actually "know" about these things first hand.

 

I've had the Overstock card since November 2014. Was getting a monthly cli.

 

So, as far as Overstock with me personally, I haven't received a cli since April.  I also haven't used the card in a while either.  I'm assuming if I buy something, anything, then I may get an increase again. 

Message 8 of 17
DeeBee78
Valued Contributor

Re: Overstock CLI, and some data points


@Anonymous wrote:

Got the card 6.17. Created account, and got an immediate $300 bump. Tried for a CLI yesterday, (30 days), and got the review message. Hit it today, and got another $300. Looks like it's 31 days. I've seen many posts claiming that Overstock requires usage of the card in order to get a CLI. I've never used it, so that does not appear to be correct.


Yep, I seem to be on a 31 day cycle with Comenity as well. I tried on day 30 and was denied. Day 31 got a $200 increase on 3 of my Comenity cards. 

Message 9 of 17
Anonymous
Not applicable

Re: Overstock CLI, and some data points

Congrats! I wonder if the Comenity Bank handles BJ's Perks MC differently. I can't get a CLI with them. It's a new card and not bad limit, so that could be it.

Message 10 of 17
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