Overstock SCT

[Anonymous]

Tried for a CLI on my Comenity cards that have been open and stuck at a $250 limit since sepetember, and nothing. Pop up for overstock showed up today andddddd biggest limit yet! $2,500!!!! I'm shocked!

[Anonymous]

update, requested cli, up to $2,700 !!!

[elim]

Congrats

I see your recent rebuild start date. Have all of those cards been obtained in the last 4 months?   If so I would definitely chill for a long while.

[Anonymous]

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@elim wrote:

Congrats

I see your recent rebuild start date. Have all of those cards been obtained in the last 4 months?   If so I would definitely chill for a long while.

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They have been obtained in the last 6 Months and my Avarage age is Around 3 years but the age of my oldest account is 24 years

[Anonymous]

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@Anonymous wrote:

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@elim wrote:

Congrats

I see your recent rebuild start date. Have all of those cards been obtained in the last 4 months?   If so I would definitely chill for a long while.

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They have been obtained in the last 6 Months and my Avarage age is Around 3 years but the age of my oldest account is 24 years

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You should be fine then with that thick of a file. However, I would concentrate all efforts on improving your score without applying for anything else. If you're going to spend an HP, my personal recommendation is to wait until your scores climb a little and use it on a CLI instead so you don't suffer from any impact to your AAoA.

[Anonymous]

Most of the card in my Siggy are SP since they were SCT as for HP Tu has 7 Ex has 7 and EQ has 17 but only 3 - 4 of them were recent. Barclay was my last HP and im not using anymore untill im in the 680's

[Loquat]

Nice! 

[Anonymous]

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@Anonymous wrote:

Most of the card in my Siggy are SP since they were SCT as for HP Tu has 7 Ex has 7 and EQ has 17 but only 3 - 4 of them were recent. Barclay was my last HP and im not using anymore untill im in the 680's

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I think you'll find the impact of a new account that doesn't decrease your util significantly is way worse than a HP. Just something to keep in mind.

[Anonymous]

At the time I needed the new accounts when I was rebuilding and I'd say that it obviously worked since I went from high 400's in September to over 600 in December and approved for 2 Barclay cards, but that's just my 2 cents

[dcastillo68]

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@Anonymous wrote:

Tried for a CLI on my Comenity cards that have been open and stuck at a $250 limit since sepetember, and nothing. Pop up for overstock showed up today andddddd biggest limit yet! $2,500!!!! I'm shocked!

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Congrats.  Hit that Luv button every 31 days +1, Next increase should be 02/19 then 03/20, then 04/21st etc.

It's been working for me.