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Overstock Store card CLI after using SCT

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Anonymous
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Overstock Store card CLI after using SCT

Hello. Second post here and got a quick success story. Got an overstock card after using SCT and have been using but keeping balance below 10 percent for last 3 months. Have requested CLI about once a week until about a month ago. I have sent emails asking why and just get generic email back saying I will be notified in 7-10 day. Started at 750, not even 4 months in and they allowed me the option again today so I tried. CLI of 1500 up to 2250! Helps a lot because my other accounts are 400 cap one plat. 300 cap on quicksilver and 400 Amazon. Things are looking up and I can’t believe this increase amount. I was expecting 125 increase or something. Hopefully my cap one platinum increases a lot in a month on my first credit step. I use about 1500 on the card per month with always less than 10 percent showing. Appreciate this forum and all of you guys!
Message 1 of 18
17 REPLIES 17
elim
Senior Contributor

Re: Overstock Store card CLI after using SCT

Nice! I grabbed an OS card about 3 years ago near your starting limit. I hit the button once or twice a year and have a decent limit now.  I use it every 6 months for $25 or so. Not much use needed to keep it active.

 

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Message 2 of 18
Anonymous
Not applicable

Re: Overstock Store card CLI after using SCT

That is perfect! I will just use it sparingly then. I like to just use my bank cards for purchases but like these credit limits. Thank you!
Message 3 of 18
Anonymous
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Re: Overstock Store card CLI after using SCT

Congrats on CLI !!!

 

 

 

Message 4 of 18
Anonymous
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Re: Overstock Store card CLI after using SCT

Congrats on CLI!Smiley Happy

Message 5 of 18
Gokuva
Regular Contributor

Re: Overstock Store card CLI after using SCT

Congrats on the CLI! Nice to have a little more to work with to help the UTIL. Cat Happy



Message 6 of 18
Anonymous
Not applicable

Re: Overstock Store card CLI after using SCT

Yes a good cushion. I keep everything very low and do not buy anything I do not need so it has been pretty easy to navigate but this will make it so much easier. With your guys help I have retrained my thinking and thoughts on credit.
Message 7 of 18
Anonymous
Not applicable

Re: Overstock Store card CLI after using SCT

Thank you! Much appreciated!
Message 8 of 18
Anonymous
Not applicable

Re: Overstock Store card CLI after using SCT

You rock! Thank you!
Message 9 of 18
601flyguy
Established Contributor

Re: Overstock Store card CLI after using SCT

Are you guys requesting online or robolady? I've been scared to request since they removed the button allowing hp.
Mine has been great for utilization too. Started at 4k, now at 19.8. I haven't used the card at all lol.
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 10 of 18
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