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PEN FED CLI APPROVAL

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Dminicandreem
Valued Member

PEN FED CLI APPROVAL

Paid off all debt and scores took a big leap into the mid 700's!!! Decided to shoot for CLI on Powercash Rewards card. Didn't see a CLI button on Penfed online banking . I was probably looking too hard and missed it. So I called in and spoke with a rep. She informed me it would be a hard pull. I don't have any inquiries on my reports at this time so I decided to bite the bullet. She submitted the app... a short anxious wait period and BOOM 15K Increase!!!! GRATEFUL. THE CARD IS WENT FROM 5K TO 20K.  IS THIS PULL GOOD FOR 30 DAYS OR IF I APPLY FOR ANOTHER CARD WILL IT BE ANOTHER HARD PULL? I FORGOT TO ASK..... Thank you for all the help and wisdom this forum has given me. 

Message 1 of 17
16 REPLIES 16
CardHunter
Established Contributor

Re: PEN FED CLI APPROVAL


@Dminicandreem wrote:

Paid off all debt and scores took a big leap into the mid 700's!!! Decided to shoot for CLI on Powercash Rewards card. Didn't see a CLI button on Penfed online banking . I was probably looking too hard and missed it. So I called in and spoke with a rep. She informed me it would be a hard pull. I don't have any inquiries on my reports at this time so I decided to bite the bullet. She submitted the app... a short anxious wait period and BOOM 15K Increase!!!! GRATEFUL. THE CARD IS WENT FROM 5K TO 20K.  IS THIS PULL GOOD FOR 30 DAYS OR IF I APPLY FOR ANOTHER CARD WILL IT BE ANOTHER HARD PULL? I FORGOT TO ASK..... Thank you for all the help and wisdom this forum has given me. 


Congrats on a very nice CLI! I just got approved for a PenFed card ( not a CLI ) but when I called in and spoke to a rep. he said if I wanted I could apply for this card and they will use the same pull, but I said no thank you as I need to garden these new cards I got over the past few months. He said the offer stands for up to 30 days and if I changed my mind just to call back in. 

Message 2 of 17
Dminicandreem
Valued Member

Re: PEN FED CLI APPROVAL

Ok bueno !! Thank you for this info 

Message 3 of 17
coreyb80
Super Contributor

Re: PEN FED CLI APPROVAL

Congrats on the nice bump!! Yes you can definitely use the same pull for another card.

Message 4 of 17
Dminicandreem
Valued Member

Re: PEN FED CLI APPROVAL

Took the advice and called back in to try an increase on my Gold Card. Locked my Equifax just in case . Rep tells me it maybe a hard pull. I said ok . It went to review, and an hour later CLI of 7500.00 so Gold card is at 12,500. Grateful ! No hard pull 🙌🏽🙌🏽🙌🏽🙌🏽‼️

Message 5 of 17
bachi607
New Contributor

Re: PEN FED CLI APPROVAL

Congratulations and I am also waiting to hit CLI with 60% increase in salary with recent change of employment, but they do EQ FICO 9 i guess and its not that great FC8 is around 685 and 2 pay off installment loans to be reported !! Thinking should Ingarden for somemore time to hit 700s and apply , we can use same pull for other cards too

DCUSantander-UltimateBECUBECU VISAAmexUS BankPenFedPenFed_GoldSantander-SphereAppleDiscover ItSynchrony
Message 6 of 17
gingerflower
Senior Contributor

Re: PEN FED CLI APPROVAL

Congratulations on your CLI !

Message 7 of 17
KingRue8500
Senior Contributor

Re: PEN FED CLI APPROVAL

Congrats on your PenFed Power Cash Rewards CLI




Message 8 of 17
NoMoreE46
Community Leader
Senior Contributor

Re: PEN FED CLI APPROVAL

Congrats, congrats on your two PenFed increases.

Message 9 of 17
CreditAggie
Community Leader
Super Contributor

Re: PEN FED CLI APPROVAL

Congratulations on your PenFed CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 17
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