PENFED 10k SL Approved!

[Anonymous]

Hey guys, just applied over the phone got an instant approval 10k.

They had me donate to a preferred charity to membership requirements.

Data points Fico 9 750 across the board
9, 8, and 11 inquires no derogs
Income boarder 90k +


Thx to everyone for the help!

[Anonymous]

Congrats on approval and nice SL

[simplynoir]

Congrats!

[Gmood1]

Congrats!
Depending on the card. You may want to open a checking account on that hard pull. It will come in handy, if you decide on the Powercash Rewards card in the future. It's a HP to open a checking account by the way. Makes no sense at all. Probably why I haven't bothered.
And while your at it hit them again for a second CC on the same pull.
You can always combine limits later if the other card isn't useful.

[CreditWolf]

wow nice

[Anonymous]

Congratulations! I agree with Gmood. Go for another card on that HP. I apped for both the Rewards and Promise within days of each other. Enjoy your new CL!

[AverageJoesCredit]

Congrats

[Anonymous]

---

@Anonymous wrote:
Hey guys, just applied over the phone got an instant approval 10k.

They had me donate to a preferred charity to membership requirements.

Data points Fico 9 750 across the board
9, 8, and 11 inquires no derogs
Income boarder 90k +


Thx to everyone for the help!

---

CONGRATS!!

Going to app for this card next week as soon as my last baddie gets removed. Did they ask for income verification? Was there any advantage to calling in instead of apping online?

[601flyguy]

I'm looking to join as well. Trying to maximize the HP. Can the penfed pros post what they think would be best for a new member?

I'm thinking
Apply for CC
Apply for checking
Apply for another card
What about cloc?

Anything else new members should be aware of? I know there is a DP thread but i keep getting penfed and nfcu dp mixed up lol.

[Anonymous]

Thx for the comment. 

Currently, I am waiting for the security pin they send via snail mail so that I can set up my online account. Should I just fill out the straight app for the second cc without having set up my online account? Will they just match socials on their side?