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My score was 677 because of some recent applications.
Income: over 100K
Many inquiries from two years ago but starting to fall off.
The strange thing is no credit pulls (meaning they didn't check my credit report) so it must have been what you call a soft pull (means that they softly checked my credit but not affected my inquiries).
I think they are loosened up for now.
Edit to add: I think those cards offered up above the accounts are "soft" offers rather than regular offers because I don't see all the PENFED cards there, that was the first time I started seeing cards, like the gold card and PENFED power cash rewards. I believe it's a soft offer. My husband has all the cards offered above his account like a soft offer but never regular offers but he always gets approved when he applies.
Way overdue congrats !
It's a bit surprising that they're loosening up when you consider what's happening with the economy, but I've had a similar experience with a few recent apps (two approvals in the past week from small credit unions).
Congrats!!!
Congratulations! 👍
Congrats on finally conquering PenFed!
CONGRATS!! I have a similar story for my husband never getting approved and because of your post, he applied for the Gold card as well and was instantly APPROVED for 10k! Thank you, he's finally in too!!
@Anonymous wrote:CONGRATS!! I have a similar story for my husband...
Congrats to you DH!
@Anonymous wrote:CONGRATS!! I have a similar story for my husband never getting approved and because of your post, he applied for the Gold card as well and was instantly APPROVED for 10k! Thank you, he's finally in too!!
Congrats! If he wants he should try for the PenFed Power Cash right after. Did he have the soft offers above the account? Not the regular offers?