Re: PNC Cash Rewards Approval

bergrides · ‎11-20-2020

I have been looking for a card to get better cash back on Restaurant spend, so I applied for PNC Cash Rewards and was approved for 15K. This is my lowest limit, but that might be COVID related. I have had savings and checking accounts with PNC for a little over 3 years.

Stats:

FICO 8: 824 EQ, 823 TU, 822 EX

Bean Mastercard - opened 7/2008? - 17.5K CL

Amex BCP - opened 11/2018 - 22.5K CL

Amex CM - opened 11/2019 - 20K CL

Credit card usage about 2% of limit across 3 cards, and all are PIF every month

Mortgage and small installment loan

Thanks

blindambition · ‎11-20-2020

Congrats again!! Great bank and great card!!

M_Smart007 · ‎11-20-2020

Congratulations!

AllZero · ‎11-20-2020

Congratulations on your approval!

CreditAggie · ‎11-20-2020

Congratulations on your PNC Cash Rewards approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

CreditCuriosity · ‎11-20-2020

Congrats nice SL and nice SP cli's every 6 months.. Enjoy as it is a good card

08 Scores - TU: 839 - EXP:839 - EQ:838

cashorcharge · ‎11-20-2020

Congratulations on your approval!

MisterWives · ‎11-20-2020

Congrats!

PNC I find is a tad bit conservative with their limits they are never your highest limit ever from what i've seen

Discover IT Chrome $8,550 | Opened 9/2017 | 2% Restaurant & Gas / 1% Everything

Best Buy Store Card $10,000 | Opened 11/2018

Amazon Store Card $10,000 | Opened 12/2018 | 5% Amazon Purchases (Requires Prime)

PNC Cash Reward Visa $10,500 | Opened 12/2018 | 4% Gas / 3% Restaurant / 2% Grocery / 1% Everything

Chase Freedom $5,200 | Opened 1/2019 | 5% Category Rotation

Amex Blue Cash Everyday $5,000 | Opened 4/2019 | 3% Grocery / 2% Gas / 1% Everything

Banana Republic $10,000 | Opened 6/2019 | Banana Republic 5x pts per $1 / Everything 1x pt per $1

Costco Anywhere Visa $10,000 | Opened 7/2019 | 4% Gas / 3% Restaurant / 2% Costco & Grocery / 1% Everything

Citi Rewards+ $2,000 | Opened 8/2019 | 2x pts Grocery & Gas | 1x pts Everything

BB&T Rewards $4,500 | Opened 8/2019 | 3% Gas / 2% Utilities & Grocery / 1% Everything

PNC Points Visa $1,800 | Opened 8/2019 (PC in 2020) | 4pts per $1

Home Depot Store Card $5,001 | Opened 10/2019

Discover IT $14,500 | Opened 11/2019 | 5% Category Rotation

Synchrony Mastercard $7,500 | Opened 12/2019 | 2% Everything

Capital One Quicksilver $1,000 | Opened 12/2019 (PC in 2020) | 1.5% Everything

Wells Fargo Platinum Visa $6,500 | Opened 4/2020 | No Rewards

Ulta Mastercard $4,900 | Opened 6/2020 | Ulta 1x pt per $1 / Everything 1x pt per $3

Amex Hilton Honors $6,000 | Opened 6/2020 | 7x pts Hilton / 5x pts Restaurants & Gas & Grocery / 3pts Everything

PSECU $10,000 | Opened 6/2020 | 1.5% Everything (2% with Checking and Deposits)

First National Bank of Omaha Platinum Visa $15,000 | Opened 10/2020 | No Rewards

Apple Card $5,000 | Opened 1/2021 | 3% Apple / 2% Apple Pay / 1% Everything

Venmo Credit Card $7,000 | Opened 1/2021 | 3% Category / 2% Category

PenFed Power Cash Rewards Visa $17,500 | Opened 1/2021 | 1.5% Everything(2% with Checking)

Citi Custom Cash $5,000 | Opened 5/2022 | 5% Category

Wants: PenFed Pathfinder Rewards(4x pts travel), PenFed Platinum Rewards Visa Signature (5pts Gas, 3pts Restaurants and Grocery), U.S. Bank Cash+ (5% Categories), Chase Freedom Flex (5% Rotating Categories, 5% Travel, 3% Restaurants)

nuohlac · ‎11-20-2020

Congratulations on your approval!!!

bergrides · ‎11-20-2020

Thanks all

PNC Cash Rewards Approval

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PNC Cash Rewards Approval