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PNC SP CLI

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user979797
Established Contributor
‎12-10-2023 07:34 AM
‎12-10-2023 07:34 AM

PNC SP CLI

Like clockwork every 6 months I once again applied for a PNC CLI on my Visa Signature.... Hit submit and BAM instant 5k soft pull CLI yet again.

 

Scores are around 725 across all bureaus. I have found that if I have a balance with PNC (especially a balance exceeding 20% of CL) they will deny my CLI request but if my balance is low or zero they always approve it. They do not seem to care about usage for CLI requests.

 

My new NPSL is $21,500 making PNC my new largest limit to date. Woo Hoo! Smiley Happy 

 

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7 REPLIES 7
M_Smart007
Legendary Contributor
‎12-10-2023 08:34 AM
‎12-10-2023 08:34 AM

Re: PNC SP CLI

Congratulations on your CLI 🎉

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JoeRockhead
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎12-10-2023 08:37 AM
‎12-10-2023 08:37 AM

Re: PNC SP CLI

Nice bump, congratulations!

Message 3 of 8
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alextercero
Super Contributor
‎12-10-2023 12:01 PM
‎12-10-2023 12:01 PM

Re: PNC SP CLI

Congrats on your CLI!

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 4 of 8
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BigBS
Senior Contributor
‎12-10-2023 05:54 PM
‎12-10-2023 05:54 PM

Re: PNC SP CLI

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 5 of 8
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nytokyobred79
Valued Contributor
‎12-10-2023 08:16 PM
‎12-10-2023 08:16 PM

Re: PNC SP CLI

Congrats on your cli and now making your PNC card your highest limit. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 6 of 8
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NoMoreDebt
Senior Contributor
‎12-13-2023 04:59 PM
‎12-13-2023 04:59 PM

Re: PNC SP CLI

Congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
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CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎12-16-2023 10:18 AM
‎12-16-2023 10:18 AM

Re: PNC SP CLI

Congratulations on your PNC CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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