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PRG Plus a surprise today

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Valued Contributor

PRG Plus a surprise today

50k pts for $1 spend bonus offer.  AF waived.

 

No revolver.  ED/EDP no good bonus, and I know my report does not meet the UW criteria for the SPG card. 

 

First time American Express holder as my Bluebird doesn't count IMO.

 

Super excited that this baby transfers well for International flights.  I wanted the 100k Platinum offer, but the $3k spend actually gave me palpations in addition to the non waved $450 AF.  If I have to change my budget and get sweaty donut rings over that, that kind of card does NOT suit my profile.  A lesser Airline credit, lesser perks, but fits my budget and needs overall.

 

Less filet mignon and more T Bone.  I still have my steak.

 

Ok AmEx, let's do some business together.

 

Stats:

 

Last HP 11/2015. Declined. Stated Collection!

Paid closed collection EX. 10/2014.

infamous 60 day late Auto Loan. 7/2014.

EX 667 today

AAoA 2.4 Yrs

Total years 12 (only factor I can't remember, 11.8?, 12? around there)

 

Why did I app?

Pre quals weekly by mail for Green Card.  EX higher. AAoA longer.  I wanted a MR Charge Card for my portfolio.

 

EDIT:  I had succumbed that on my whim, and a friend's link for bonus, that I would throw the cost of a HP for the PRG and SPG.  Seeing the SPG "in Process" I automatically assumed decline.  It's warranted. To my surprise, my friend tells me today that they recieved the bonus for the SPG referral, my status still says "in Process" now with a phone number.  I call AmEx. After a 3 way conference call to verify my identity, I was approved. Well, hot dang, I'm off till 2017 since I have some quotas to meet and now the means to redeem for my vacations this summer/fall!  Thought my United Miles were the only thing I had, now my hotels are covered and an additional flight.  Dang man. My 2 trips this year are discounted if not free.  High school reunion to boot. HA. 

 

My report does qualify for the UW standards of the SPG.  

Starting Score: (8/15) EQ08 592 TU08 572 EX08 600
Current Score: (05/19) EQ08 740TU08 743 EX08 740
AX Plat and Sapphire Pref user.
Message 1 of 4
3 REPLIES 3
Super Contributor

Re: PRG

Booo ya 

Congrats 

Now water that seedling it's wilted ...Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 4
Valued Contributor

Re: PRG


@myjourney wrote:

Booo ya 

Congrats 

Now water that seedling it's wilted ...Lol


My seedling got pounded. Smiley LOL  Need to nurture for 12 months.

 

Thank you. Appreciate!

Starting Score: (8/15) EQ08 592 TU08 572 EX08 600
Current Score: (05/19) EQ08 740TU08 743 EX08 740
AX Plat and Sapphire Pref user.
Message 3 of 4
Super Contributor

Re: PRG

Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 4
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