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PSECU Founder's Approved $10k

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trant3
Established Contributor

PSECU Founder's Approved $10k

Saw a recent approval of the Founder's card and wanted to get in on the action. Here's how it went down:

 

-Out of state resident, so there is an option to apply for Pennsylvania Recreation and Park Society membership to join. You can sign up during the PSECU membership app for $10 (versus $20 directly at https://www.prps.org)

-There was a HP on EX for membership, which I didnt expect but realized I can use the same HP for other products.

-Membership was approved in one day. On the check status page, at the bottom, there was pre-approval for the Founder's card for $10k at 12.40% APR with no further app, just an accept button, which I did.

-Although I have other 1.5% cash back and 2% cards, the low 3.9% no fee balance transfers can be useful.

 

DP: EX HP, FICO 742, lots of new accounts in 12 months

 

Screen Shot 2021-02-19 at 5.35.36 PM.png

Amex Bonvoy Brilliant $5k, Expedia OneKey $30k, Fidelity $23.5k, FNBO $15k, Universal Studios Visa $15k, G-Bank $15k, Mesa Homeowners Visa $20k, FourLeaf FCU $35k, US Bank Cash+ 15k, US Bank Alt. Reserve $16k, Affinity FCU $10k, Sofi $15k, Venmo Visa $15k, AAA $11.9k, Apple $8.5k, Citi Custom Cash $19k, Citi Double Cash $16k, Citizens Bank Cash Plus $11k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $1k, AMEX Hilton Aspire $18k, Chase Freedom $41.5k, NFCU Plat $50k, NFCU Flagship $30k, Discover IT $36.5k, Discover Miles $20k, BECU Visa $40k, Wells Fargo Active $11.3k, PenFed Promise $15k, PenFed Gold $20k, BoA AmeriCard $14k, BoA Cash $14k, Citi SYWM $1k
Message 1 of 16
15 REPLIES 15
M_Smart007
Legendary Contributor

Re: PSECU Founder's Approved $10k

Congratulations!

Message 2 of 16
CreditAggie
Community Leader
Super Contributor

Re: PSECU Founder's Approved $10k

Congratulations on your PSECU approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 16
CreditMagic7
Mega Contributor

Re: PSECU Founder's Approved $10k

Congratulations on the SL with your new PSECU approval!

Message 4 of 16
AllZero
Mega Contributor

Re: PSECU Founder's Approved $10k

Congratulations on your approval! Thank you for sharing the data points.
Message 5 of 16
nuohlac
Valued Contributor

Re: PSECU Founder's Approved $10k

Congratulations on your approval!!!




Message 6 of 16
gdale6
Moderator Emeritus

Re: PSECU Founder's Approved $10k

Grats on getting in the door of this CU and the subsequent approval on the card Smiley Happy

Message 7 of 16
BAD_UP
Established Contributor

Re: PSECU Founder's Approved $10k

Congrats on your PSECU thanks for providing the DP's🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 8 of 16
mrcraft
Valued Contributor

Re: PSECU Founder's Approved $10k

Congratulations on your approval!!



Message 9 of 16
silver_idle
Established Contributor

Re: PSECU Founder's Approved $10k

Congrats and thanks for providing a little DP. I came across their site this morning and was concern about an HP for applying for membership (looking to switch CU but dont really want to deal with any HP) and now that I know they HP for membership, it will now be a hard pass lol.

Message 10 of 16
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