Paypal Credit Approval!

[Anonymous]

I applied 12/03 with instant approval for $5000 SL. Saw no HP, so I spent a couple of days thinking they may have approved with a SP since I already have a Comenity MC, but I just got notification of an EQ HP this morning also.

[Anonymous]

I just got the same selected to apply message. What were your scores at the time? How many INQ Did you have at that time?

[Anonymous]

I was wondering the same. I've gotten that same message for a week or so. 

[Anonymous]

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wrote:
I just got the same selected to apply message. What were your scores at the time? How many INQ Did you have at that time?

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I think my scores were around the 650s. I think I had 5 inquires on TU at the time, 7 on EX and like 2 on EQ.

[Anonymous]

I actually ended up applying. Instant approval $4k. Pulled EQ(oregon). EQ is my lowest score 625. One baddie medical from 2012. 11 INQ. 3 in last year. Of those 11, 3 are from PPC in 2016(denials).

[Anonymous]

Thanks for sharing your data points. My EQ is the lowest as well. I haven't decided if I should app now or wait. 

[Anonymous]

I do have 2 other "newer" comenity accounts with similar limits. Kay $4k and overstock $3.5k. 3% util on each. My total util is 4%. None of my accounts are over 8%. Just a little more info😉

[imaximous]

My account must be so old that they didn't pull credit back when I opened it. They just asked for the last 4 of SSN and instant credit approval for the amount requested. I don't think they gave credit lines back then. Now I do have a CL assigned.

[Anonymous]

It only asked for my last 4 as well. PP has your/my info already.

[Anonymous]

If you have an account they have your SSN.