Re: Paypal, Wayfair, and Overstock Approvals!

Anonymous · ‎03-03-2016

A couple weeks ago, I app'd for Paypal Credit and was approved for $2900. I liked that it's a hidden tradeline, but since I'm rebuilding and have a somewhat thin file, I wanted a couple more accounts that would report for me. I tried the shopping cart trick a little while ago on Overstock and Wayfair. Got approved for $3000 on both! It feels weird to actually get approved for something after being used to having bad credit and never bothering to app for anything because I already knew it was going to be a denial.

myjourney · ‎03-03-2016

Congrats and get use to it for all your hard work (approved)

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

alextercero · ‎03-03-2016

Congrats

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

MrsCHX · ‎03-04-2016

Congratulations!!!

Capital One Savor: $8,000; Nordstrom Visa: $5,400; Mission Lane: $4,500; LOFT MC: $3,000; AAA Daily Advantage: $2,700; PenFed Power Cash Rewards: $2,000; Capital One: $550 (reallocated $2k to Savor)

Store/Other: Care Credit: $7,500; Amazon: $2.500; Kohls: $2,500; Home Depot: $1,500; Target: $1,100

Anonymous · ‎03-04-2016

CoNgRaTs!!!

Anonymous · ‎03-04-2016

Congrats

Anonymous · ‎03-04-2016

Nice, congrats !

12njoy · ‎03-05-2016

@Anonymous wrote:
A couple weeks ago, I app'd for Paypal Credit and was approved for $2900. I liked that it's a hidden tradeline, but since I'm rebuilding and have a somewhat thin file, I wanted a couple more accounts that would report for me. I tried the shopping cart trick a little while ago on Overstock and Wayfair. Got approved for $3000 on both! It feels weird to actually get approved for something after being used to having bad credit and never bothering to app for anything because I already knew it was going to be a denial.

Congrats. This is only the beginning

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+

Paypal, Wayfair, and Overstock Approvals!

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Paypal, Wayfair, and Overstock Approvals!