Paypal mastercard 5K increase to total of 20K limit.

[JoeRockhead]

Nice bump, congratulations on your CLI!

[FalconSteve]

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@firefox100 wrote:

Just called Synchrony bank at 877 379 8173 and ask for credit increase on my Paypal mastercard, person was over seas he ask me bunch of questions like what is the last 5 of ssn phone number then ask for income which I gave as 88K, he said I need to look at yur credit report he came back on line said your new cl is 20K which went from 15K to 20K, I was how much of increase I wanted I said I wanted total credit limit of 20K the complete phone took less then 2 minutes. Data points are fico scores around 805 on transunion and experian only 1 inquiry on transunion total credit limit after increase is 291,050 with less then 300 dollars on all accounts the balance on the paypal mastercard is 250 dollars, total income is 88K last increase was in December of 22. The last time I tryed getting increase was back on march 5 and that time I was denied for the reason your max credit limit for this account do to bank policy check out my other post. It looks like you need to wate about 4 months not 3 months this time it was charm. Happy holidays and blessing to all on boards.

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Congratulations on your increase. I must admit, I hate to wait.

I maxed out mine and my wife's AmEx limits ($35k each- we also don't use them) without doing income verification, which I am not comfortable with given the many data leaks (see Equifax).

Citi has than 6 month policy. REDcard doesn't let you ask, they are only autoCLI. Discover lets you ask, but will usually say no unless it's been a while in my experience. SoFi (The Bank of Missouri) has no CLI. Oh, and my wife apparantly didn't use her Chase freedom enough or redeem to many bonus offers vs 1%  (or maybe they hate AZEO) b/c they not only don't let her request CLI, they don't let her request new cards because as a CSR put it. 'Once your card expires your account is closing'.

So, yeah, I live vicariously through myFICO.