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PenFed Approval!!

egghead88
Regular Contributor

PenFed Approval!!

So this is surprising!! About two weeks ago I had my 91/3 with NFCU and I applied for my 2nd CC. It was approved $500. I was a little disappointed after reading about everyone sucess stories about their 2nd cc cl at NFCU. I was also disappointed that my highest non store cl was only $750 even though my FICO went from 500s to high 600s in the last 12 months. I did receive a cli on my 1st NFCU to $900, so that gave me a little comfort. Well, fast forward to today.. I was bored sitting at the dog park and started browsing PenFed website. I had been turned down by PenFed about 4 times over the last 2 years, even though I have a car loan and cloc with them. It's been about 3 months since my last denial from them and I was bored, so I said !:$Smiley Happy it  BOOM! I was instantly for $15,000 @16.49%.

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Message 1 of 20
19 REPLIES 19
AllZero
Super Contributor

Re: PenFed Approval!!

Congratulations on your approval!

Message 2 of 20
slickwidit
Frequent Contributor

Re: PenFed Approval!!

Congratulations 🎊 🎉 🎈 🍾! do you recall the reasons for the previous denials?

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 3 of 20
AverageJoesCredit
Mega Contributor

Re: PenFed Approval!!

Very coolSmiley Happy. I havent seen Penfed giving out this much credit since.....never lolSmiley Wink

Message 4 of 20
Steve891
Senior Contributor

Re: PenFed Approval!!

Congrats on your sweet PenFed PCR approval!




Message 5 of 20
CreditAggie
Senior Contributor

Re: PenFed Approval!!

Congratulations on your PenFed Power Cash Rewards approval and nice SL!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 6 of 20
gdale6
Moderator

Re: PenFed Approval!!

Persistence has paid off handsomely for you,, congrats Smiley Happy

Message 7 of 20
mrcraft
Valued Contributor

Re: PenFed Approval!!

Congratulations on your approval!!






Message 8 of 20
Dogbert
Valued Contributor

Re: PenFed Approval!!

 

WOO!!! Congrats! RIDE that PENFED Train!!!

 

  
  
---- NAILED IT!

Message 9 of 20
gingerflower
Valued Contributor

Re: PenFed Approval!!

@egghead88 

Big Congratulations on that awesome SL 👍

Message 10 of 20
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