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@MrsCHX wrote:I am carrying a balance on NFCU and went to ask for $10k CLI (current limit $25k) and my request timed out. I thought, well, I probably shouldn't anyway, LOL! Then I popped over to PenFed (refi on my car and Gold card in March 2022) and wasn't surprised not to see the CLI button for the Gold yet. I apped for the Cash Rewards and THAT timed out too! The next day I saw the card listed in the app with a SL of $3,500! Fico9 is showing as 647.
I plan to wait until this card is like ~9 months old to ask for CLI on both.
I also asked for CLI on Cap One and got a 7-10 day. Then I got the email that I was increased $1,800 to $2,300.
But STILL no love on my Amazon card. It's only been 6 months so I'll give it time. Still at $800.
Congratulations on your approval, it's a great card. Make sure to keep up with your direct deposit or minimum on the checking account, to keep the card at 2% cash back.
CLI's with PenFed are HP.
I don't know which Amazon card you have, but if it's Chase, they're HP too.
@MrsCHX wrote:I am carrying a balance on NFCU and went to ask for $10k CLI (current limit $25k) and my request timed out. I thought, well, I probably shouldn't anyway, LOL! Then I popped over to PenFed (refi on my car and Gold card in March 2022) and wasn't surprised not to see the CLI button for the Gold yet. I apped for the Cash Rewards and THAT timed out too! The next day I saw the card listed in the app with a SL of $3,500! Fico9 is showing as 647.
I plan to wait until this card is like ~9 months old to ask for CLI on both.
I also asked for CLI on Cap One and got a 7-10 day. Then I got the email that I was increased $1,800 to $2,300.
But STILL no love on my Amazon card. It's only been 6 months so I'll give it time. Still at $800.
Congrats on your Power Cash approval and your Cap One limit increase! 🍻