After trying for AOD and getting denied, again, I decided to try at PenFed (who denied me two years ago) and Alliant, whom I just joined to take advantage of a free $100 for opening a savings account. Current scores are 809 EQ, 808 TU and 757 EX. EX is the only CRA that's showing my two student loan lates.
PenFed pulled EQ and I got an instant approval for $20K, my highest ever SL!
Alliant pulled TU, and I got the Alliant 2% (eventually to be 2.5%) Visa for $15K at 13.49% APR. No screen shot, I didn't snag one. I'm waiting on the paperwork to be sent electronically so I can sign it. I'm going back into the garden for the foreseeable future.
(Yes, I'm aware AOD no longer offers the 3% cashback Visa, but I wanted a card with them just in case it did come back!)
Congrats on your PenFed Power Cash & Alliant Visa approvals
Whoopie. What do you want a cookie? LOL! J/K! 
Congrats dude on the excellent SL and approvals!!!!!!! Nice! Welcome to the Power Club!
