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PenFed new member, do they use the same hard pull for 30 days
I joined Penfed last week as a new member and applied for the Platinum cash rewards card, 5k SL. I can see any ad or offer when I login to their portal for the gold card. Wondering if the eq pull they took last week is good for 30 days and there would be no harm applying for a second card.
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Re: PenFed new member, do they use the same hard pull for 30 days
@Knice86 wrote:I joined Penfed last week as a new member and applied for the Platinum cash rewards card, 5k SL. I can see any ad or offer when I login to their portal for the gold card. Wondering if the eq pull they took last week is good for 30 days and there would be no harm applying for a second card.
Congratulations on your approval!
IIRC PenFed 30 day policy is no longer valid.
The ad on the top banner is marketing. In general, I would expect another HP inquiry for any credit/loan application. If timed properly, some members have gotten away with only the initial HP inquiry. If it's been at least a week since your approval then I think you may get another HP.
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Re: PenFed new member, do they use the same hard pull for 30 days
Congratulations on your PenFed approval!











Current FICO 8 | 9 (March 2025):
Credit Age:
Inquiries (6/12/24):
Banks & CUs:








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Re: PenFed new member, do they use the same hard pull for 30 days
Grats on your new PenFed approval
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Re: PenFed new member, do they use the same hard pull for 30 days
Congratulations!
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Re: PenFed new member, do they use the same hard pull for 30 days
@AllZero wrote:
@Knice86 wrote:I joined Penfed last week as a new member and applied for the Platinum cash rewards card, 5k SL. I can see any ad or offer when I login to their portal for the gold card. Wondering if the eq pull they took last week is good for 30 days and there would be no harm applying for a second card.
Congratulations on your approval!
IIRC PenFed 30 day policy is no longer valid.
The ad on the top banner is marketing. In general, I would expect another HP inquiry for any credit/loan application. If timed properly, some members have gotten away with only the initial HP inquiry. If it's been at least a week since your approval then I think you may get another HP.
+1
There are current DP for single HP when applying for 2 cards in a single day, but not spread out.
Congrats on membership and approval!!!
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Re: PenFed new member, do they use the same hard pull for 30 days
Congratulations