Penfed Platinum Rewards Visa Signature Approval!!

[Anonymous]

Now that's a sweet SCL! Congratulations!

[Viva-LV]

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@am06 wrote:

Product(s) Platinum Rewards Visa Signature Approved $21,500
EQ 08 Fico: 707
Penfed Nextgen: 683

Instant or Review?: Instant
POI? none required

AAOA: 4.1 years
Derogs?: 0

Util: 20%

Total EQ Inquiries:

                Last 12 months: 4

                Last 6 months: 3
New Accounts in last 12 months: 2
                                 Last 6 months: 1

Also applied for a PLOC and was denied after a day of review.  Said they need to see how I do with the CC first in as the reason in the comments.

I received the survey and praised the company and products but showed my dissappointment in regards to the PLOC denial and asked what they can do. 

I will update if something changes.

I need to update my sig  its out of date.

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Congrats on a great sl!  They must love your AAOA and low inquires.  I went the opposite way, first the PLOC (only 2K, but I'll go for an increase next spring), then the PPV.  I went for a bt, asked for a cli and got it.  Penfed does it right.  Enjoy, and go back for that PLOC in six months.

[Anonymous]

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@Anonymous wrote:

Well, I got in too today. 

Summary

PenFed Platinum Rewards Visa Signature Application

Congratulations, your application has been approved.

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Purchase and Cash Advance APR: 17.99% Credit Limit: $5,000

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Congrats, JMED2! Very nice SL! Happy for you - 

[Anonymous]

<_____!!!!NOIIICE!!!!_____>

WOW...GD SL

[Anonymous]

Wow good for you. I applied as well thinking I was going to be decline because my credit score is in the 650-670 range but shockingly got approved for a $42,500.00 credit line!

Still shocked here!

[Anonymous]

OMG!!!  $42.5K???!!!  Great GET!!! Now that's a Happy Thanksgiving, Major Congrats!!!  

[Anonymous]

Yup that's right $42.5K credit limit. I'm still reeling in shock. I can't believe. And my credit scores are lower than 700. But I think the two factors that helped me 

was the 0 debt and paying off my balance each statement cycle on my credit cards!

[Anonymous]

Whoa, congrats to you!!!!

[Anonymous]

Excellent News! Enjoy your new SL and card this holiday season.

[Anonymous]

Thanks iblitz25 and DavioKanuri. It came at the perfect time. I'm so ecstatic!