Well i tried one last time to get the Penfed Gold card, as ill be needing a bt card soon. Wanted to end the year off with one last app but wouldnt you know it, Penfed still being Penfed ( see @FinStar i was nice😊). Denied again so like Boa and Langley, i now know im only allowed one card lol.
Since i wasted yet another hp i figured might as well go out swingin. Bigger problems in life then a hp so i said to self, " Self...what the hey, lets try a third card from Navy!" Sure im pretty sure ive gotten all i can from them on my income and credit but as i said when i drapp or donate hps i dont care
Signed in , had already unlocked TU in preparation, and checked if i was prequaled....As @tcbofade would say, YEAH ME!, Prequaled all cards....🤔🤨😏 ok so looked at all options and really didnt need anything except to bt so even though i have a Plat, i decided to try my hand.
Mind you ive tried getting the 3rd card before ( did previously have 3) and failed. Put in my info, my paltry income, and hit submit.....whereas it only took Penfed 24 hours to decide im not worthy, it took Navy about 10 seconds to decide i was!🤯 Approved! $3000 at 5.99!!!
Now it might not sound like alot, and ill need to pay down some of my card to utilize this bt, but you gotta see the context. Not only did Navy just give me a 3rd card, but they gave me lowest apr, im sure PF would have given me 17.99, and this on top of me already having 34k in limits , of which both got increases back in November!!
I hope everyone can have a safe and Happy New Year , its been a crazy year but i really am grateful for Navy and the trust they put in their members!. Blessings everyone😇
@AverageJoesCredit wrote:Well i tried one last time to get the Penfed Gold card, as ill be needing a bt card soon. Wanted to end the year off with one last app but wouldnt you know it, Penfed still being Penfed ( see @FinStar i was nice😊). Denied again so like Boa and Langley, i now know im only allowed one card lol.
Since i wasted yet another hp i figured might as well go out swingin. Bigger problems in life then a hp so i said to self, " Self...what the hey, lets try a third card from Navy!" Sure im pretty sure ive gotten all i can from them on my income and credit but as i said when i drapp or donate hps i dont care
Signed in , had already unlocked TU in preparation, and checked if i was prequaled....As @tcbofade would say, YEAH ME!, Prequaled all cards....🤔🤨😏 ok so looked at all options and really didnt need anything except to bt so even though i have a Plat, i decided to try my hand.
Mind you ive tried getting the 3rd card before ( did previously have 3) and failed. Put in my info, my paltry income, and hit submit.....whereas it only took Penfed 24 hours to decide im not worthy, it took Navy about 10 seconds to decide i was!🤯 Approved! $3000 at 5.99!!!
Now it might not sound like alot, and ill need to pay down some of my card to utilize this bt, but you gotta see the context. Not only did Navy just give me a 3rd card, but they gave me lowest apr, im sure PF would have given me 17.99, and this on top of me already having 34k in limits , of which both got increases back in November!!
I hope everyone can have a safe and Happy New Year , its been a crazy year but i really am grateful for Navy and the trust they put in their members!. Blessings everyone😇
Well I'll be dammed, Doesn't that just make your heart all warm and fuzzy!!! A toast to Navy ❤️!!!
Congrats AJC!!! Well deserved brother!!! Great way to bring in the new year!! Happy New Year to you and yours!!! 
@AverageJoesCredit wrote:Well i tried one last time to get the Penfed Gold card, as ill be needing a bt card soon. Wanted to end the year off with one last app but wouldnt you know it, Penfed still being Penfed ( see @FinStar i was nice😊). Denied again so like Boa and Langley, i now know im only allowed one card lol.
Since i wasted yet another hp i figured might as well go out swingin. Bigger problems in life then a hp so i said to self, " Self...what the hey, lets try a third card from Navy!" Sure im pretty sure ive gotten all i can from them on my income and credit but as i said when i drapp or donate hps i dont care
Signed in , had already unlocked TU in preparation, and checked if i was prequaled....As @tcbofade would say, YEAH ME!, Prequaled all cards....🤔🤨😏 ok so looked at all options and really didnt need anything except to bt so even though i have a Plat, i decided to try my hand.
Mind you ive tried getting the 3rd card before ( did previously have 3) and failed. Put in my info, my paltry income, and hit submit.....whereas it only took Penfed 24 hours to decide im not worthy, it took Navy about 10 seconds to decide i was!🤯 Approved! $3000 at 5.99!!!
Now it might not sound like alot, and ill need to pay down some of my card to utilize this bt, but you gotta see the context. Not only did Navy just give me a 3rd card, but they gave me lowest apr, im sure PF would have given me 17.99, and this on top of me already having 34k in limits , of which both got increases back in November!!
I hope everyone can have a safe and Happy New Year , its been a crazy year but i really am grateful for Navy and the trust they put in their members!. Blessings everyone😇
I'm starting to wonder if you've got an UW at Navy that reads this forum and knows you the way we do 😎
Congrats my friend! May the New Year bring peace and prosperity back to you and everyone else in your neck of the woods!
Grats on your 3rd Navy card
Congratulations on your approval and excellent APR!
Congrats and Happy New Year!
EQ8 755, TU8 749, EX8 766 as of February 5
