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Petal 2 Card..$2600 Approval; 14.49% apr

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outofcredit
Established Contributor

Petal 2 Card..$2600 Approval; 14.49% apr

Received a pre-approval mailer last week for this card.  Instantly approved for $2k and after linking bank account for autopay the limit was raised to $2,600, with 14.49% APR.  Card is issued by Webbank. Scores are EX 670; TU 677 and EQ 655. Overall UT is 35%. Four new cards this year.  Will definitely be gardening the rest of the year. Apparently they have a LEAP the offers cli after 6 months provided I make all payments on time.


Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 1 of 19
18 REPLIES 18
CreditMagic7
Mega Contributor

Re: Petal 2 Card..$2600 Approval; 14.49% apr

Congrats on your new Petal 2 Card approval.

Message 2 of 19
KingRue8500
Senior Contributor

Re: Petal 2 Card..$2600 Approval; 14.49% apr

Congrats on your Petal 2 approval




Message 3 of 19
Credit4Growth
Senior Contributor

Re: Petal 2 Card..$2600 Approval; 14.49% apr

🍻 Congrats on your Petal 2 instant approval and increase!
Message 4 of 19
babygirl1256
Senior Contributor

Re: Petal 2 Card..$2600 Approval; 14.49% apr

Congrats on your Petal 2 card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 19
cashorcharge
Community Leader
Super Contributor

Re: Petal 2 Card..$2600 Approval; 14.49% apr

WooHoo!! Congratulations on your Petal Approval!!👏🏼🍾🥂

Message 6 of 19
TheRedHat
Established Contributor

Re: Petal 2 Card..$2600 Approval; 14.49% apr

Congrats! It's a decent card. Automatic CLI's every six months (if eligible) and will raise your cashback rate to 1.5% after 12 months of responsible use. Redemption of cashback is very easy and they sometimes have really good offers, too!

Last update: 6/14/2025

Goal Cards
Message 7 of 19
CreditAggie
Community Leader
Super Contributor

Re: Petal 2 Card..$2600 Approval; 14.49% apr

Congratulations on your Petal 2 approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 19
NalekSok
Regular Contributor

Re: Petal 2 Card..$2600 Approval; 14.49% apr

Congratulations on your approval! 🎉






Message 9 of 19
coreyb80
Super Contributor

Re: Petal 2 Card..$2600 Approval; 14.49% apr

Congrats on approval!

Message 10 of 19
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