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Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.5K SL)

tag
Anonymous
Not applicable

Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.5K SL)

Since I haven't seen any threads about SP approvals recently, and the Truist merger officially closed last week, I thought I'd give it a shot to see if I would have any success at getting another card through the Pre-Qualification page. 

 

Lo and Behold!!!

 

BB&T Spectrum Cash Rewards - Approval.png

 

Data points:

 

Equifax Score - 750
Income - $72,000
Credit Utilization Rate - 10%
Inquiries (last 12 months) - 8
Number of New Credit Lines (last 12 months) - 7
Average Age of Accounts - 4 Years 5 Months

 

I also have an existing BB&T relationship, as I was approved for the Travel Rewards card (SL for it was $9K) earlier this year and I have a checking account with them. I'm intending to close the Travel Rewards card (aside from the TSA credit, it's pretty useless), which is why I applied for this one

Message 1 of 13
12 REPLIES 12
randomguy1
Valued Contributor

Re: Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.

Congrats on the card! Hope they introduce

sone Truist cards as well. 

Message 2 of 13
Anonymous
Not applicable

Re: Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.


@randomguy1 wrote:

Congrats on the card! Hope they introduce

sone Truist cards as well. 


Thanks !

I was going to wait on new Truist products (I'm sure they'll be better than the current offering simply because of its increased scale), but from the way they're talking in their customer notices, that could be a good 1+ years out

Message 3 of 13
PutThatMoneyOnTheTable
Established Contributor

Re: Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.

images.jfif

 

Amex BCP $35k
Chase FU $19.6k
BOA Cash Rewards $36k
BJs Perks Plus M/C $22k
Cap1 QS $4,950 (AU)
Best Buy $4k
Wells Fargo Active Cash $11.3
Message 4 of 13
Anonymous
Not applicable

Re: Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.

Congratulations!
Message 5 of 13
M_Smart007
Legendary Contributor

Re: Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.

Congrats!

Message 6 of 13
CreditInspired
Super Contributor

Re: Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.

Oh my! Very, very niceeeeee.

Congrats MyATLFico.


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 7 of 13
gdale6
Moderator Emeritus

Re: Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.

Sweet, good card to have Smiley Happy
Message 8 of 13
FireMedic1
Community Leader
Mega Contributor

Re: Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.

Congrats! I see the announcement logging in to my BB&T and SunTust accounts online this week announcing the new name. Nice SL!



BK Free Aug25
Message 9 of 13
althes
Frequent Contributor

Re: Post-Merger, BB&T Train Still Roaring!!! (BB&T Spectrum Cash Rewards SP - APPROVED - 10.

Wish they werent geo fenced.

Message 10 of 13
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