Pre-Approval Page on Chase Gave Me Nothing

[Anonymous]

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@HomeBuyerSpring2021 wrote:

Thanks everyone. I appreciate the great advice I've received here from people who have successfully navigated the credit world. It's so much easier to shore up your reserves when you're not at the bottom of the barrel. I had great credit before the recession (I'm assuming) because I'd always paid my credit card bills in full, on time, had a car loan & had never even had late library fees (or Blockbuster fees ... yes I'm that old). But I was totally ignorant about credit. But when you lose your income, it becomes difficult to pay your bills. A very harsh lesson learned. And beyond delving into credit sites & articles, the people on this forum take it to the next level with situation-specific advice, so again a big thank you!

Kimberly

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I *worked* there. 😅 I was there at the tail-end of things so it was after they got rid of late fees, but introduced restocking fees. That was fun. 🙄

ETA: Congrats!!!! 

[AverageJoesCredit]

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@HomeBuyerSpring2021 wrote:

Okay I have something to admit to you all now ... I LOVE YOU!!!!

Just applied. Was approved for $17,700. My highest credit limit on any card as of yesterday was $9,400. I'm thrilled!

The 2008 recession right as I was getting divorced, had no income other than a co-owned business that was decimated & my mother got sick in another city with a rare chronic lung bacterial infection (that I had to manage) & then Alzheimer's (she's still living). Oh and I had 4 & 7 year old children. That last of 4 derogatory accounts finally fell off this week & while I've been managing my credit between then & now, my hands were really tied as to how much movement I could make. So this was my first step toward freedom!

So thank you, thank you, thank you to everyone on this forum who shares their wisdom.

Kimberly

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Wow, thats amazing thank you for sharing your story. Having a bad day myself today but after reading this had to sign in and say congrats and thanks for giving me a smile. Youll find our community can always find a way to help even if its just a quick hello or cheer up buckaroo.  Becareful  with us those, we'll  have you seeing 10 cards easily😃🙋‍♂️

[coreyb80]

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@HomeBuyerSpring2021 wrote:

Okay I have something to admit to you all now ... I LOVE YOU!!!!

Just applied. Was approved for $17,700. My highest credit limit on any card as of yesterday was $9,400. I'm thrilled!

The 2008 recession right as I was getting divorced, had no income other than a co-owned business that was decimated & my mother got sick in another city with a rare chronic lung bacterial infection (that I had to manage) & then Alzheimer's (she's still living). Oh and I had 4 & 7 year old children. That last of 4 derogatory accounts finally fell off this week & while I've been managing my credit between then & now, my hands were really tied as to how much movement I could make. So this was my first step toward freedom!

So thank you, thank you, thank you to everyone on this forum who shares their wisdom.

Kimberly

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Congrats on the approval and very nice limit!!

[CreditAggie]

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@HomeBuyerSpring2021 wrote:

Okay I have something to admit to you all now ... I LOVE YOU!!!!

Just applied. Was approved for $17,700. My highest credit limit on any card as of yesterday was $9,400. I'm thrilled!

The 2008 recession right as I was getting divorced, had no income other than a co-owned business that was decimated & my mother got sick in another city with a rare chronic lung bacterial infection (that I had to manage) & then Alzheimer's (she's still living). Oh and I had 4 & 7 year old children. That last of 4 derogatory accounts finally fell off this week & while I've been managing my credit between then & now, my hands were really tied as to how much movement I could make. So this was my first step toward freedom!

So thank you, thank you, thank you to everyone on this forum who shares their wisdom.

Kimberly

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Congratulations on your approval and nice SL!

[Meanmchine]

Major league congrats !

[Anonymous]

Big Congratulations!! 🎉🎉🎉

[Mv350]

Woooo!! Congratulations on the approval!!!