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Pre-Qual USbank 365 Amex Approval (Along with 401k :D)

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Anonymous
Not applicable

Pre-Qual USbank 365 Amex Approval (Along with 401k :D)

Checked out usbank pre qualify to see if there were any cards showed up and noticed a 365 Amex card. No variable APR range. Flat 17.99% Pulled the trigger and got approved for 5k SL Smiley Happy

 

I did have US Cash+ prior that i barely used, cause it was measly 500 SL compared to my other 2k-9k limits. So i did have some sort of relationship with them

Message 1 of 9
8 REPLIES 8
Medic981
Valued Contributor

Re: Pre-Qual USbank 365 Amex Approval

 

Nice SL!







Your FICO credit scores are not just numbers, it’s a skill.
Message 2 of 9
Cred4All
Valued Contributor

Re: Pre-Qual USbank 365 Amex Approval

Congrats on the new addition!


Message 3 of 9
Anonymous
Not applicable

Re: Pre-Qual USbank 365 Amex Approval

Congrats on your USB approval!

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Message 4 of 9
Anonymous
Not applicable

Re: Pre-Qual USbank 365 Amex Approval

Congratulations! Nice SL!!

I'm hoping for some similar luv down the line!
Message 5 of 9
stonedog23
Frequent Contributor

Re: Pre-Qual USbank 365 Amex Approval


@Anonymous wrote:

Checked out usbank pre qualify to see if there were any cards showed up and noticed a 365 Amex card. No variable APR range. Flat 17.99% Pulled the trigger and got approved for 5k SL Smiley Happy

 

I did have US Cash+ prior that i barely used, cause it was measly 500 SL compared to my other 2k-9k limits. So i did have some sort of relationship with them


Even though it’s only a $500 card, I’d use that cash+ heavily, those rewards add up quickly.

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 6 of 9
Anonymous
Not applicable

Re: Pre-Qual USbank 365 Amex Approval

I would also like to say that i apped for 401k Visa Rewards for 8400 SL @ 15.99% APR Smiley Very Happy. But have no idea what CRA was pulled, Smiley Tongue Does anyone have an idea?

Message 7 of 9
xaximus
Valued Contributor

Re: Pre-Qual USbank 365 Amex Approval (Along with 401k :D)

Congrats on the approval! That's a nice SL too.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 8 of 9
19eighty5
Senior Contributor

Re: Pre-Qual USbank 365 Amex Approval (Along with 401k :D)

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 9 of 9
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