Question — Discover Graduation/CLI

[aijuswanacheef]

I got a secured Discover card in April with a SL of $200. My 7th statement cut 10/20, where I increased my limit to $300. I would like to know based on these data points if there’s a solid chance I’ll get an increase; I’m mainly concerned because my first statement only reported 10 days and the one month that reported almost 90% utilization. I use between $200-$400 per month.

April 11 - $0 bal (FICO: 538)
May 11 - $0
June 11 - $10
August 20 - $178 (changed due date)
September 20 - $7
October - $14 (limit increased to $300, FICO: 641)

[Anonymous]

I don’t think it matters if it reported 10% or 90% utilization. As long as you didn’t have bounced payments. Also overall profile will be a factor.
You will find out soon if you graduated or not.
Please remember that it is not the end of the world if it won’t graduate. .

[M_Smart007]

Congrats!!!

[Medic981]

Congrats ! ! !

[Egaffne2]

Did you graduate yet?

[aijuswanacheef]

I did! 4 days after my 8th statement. From $300 to $1500.

[Mv350]

Congratulations on the graduation!

[coreyb80]

Congrats on the graduation!

[Egaffne2]

Congrats! Whats the limit on your Quicksilver one.

[AllZero]

Congratulations on your graduation 🎓 and CLI!