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Hey guys as the title says I got the 30 day CSR notice, looking to get a card that can increase my CL currently my largest is 2.3k, got instantly approved for the Amex but that is a charge card, do I got for the Chase FU and hope for a large SL? Would that affect my 30 day chase?
If you're going for higer rev credit, why did you apply for a "charge card"?
Also, if you're on a 30 for Chase alrady, I don't think a second card is in the cards. But you should ahev done it same day, now they'll HP you again I think.
Just got the 30day about 1 hour ago, tried for the Freedom Unlimited but got the 7 - 10 day, Im assuming its a security denial, got the Amex, in case CSR does not come through, I currently run non of my expenses through credit cards, so at a min the Amex will become my main card. Did get a BCE approval from Amex today aswell. Just need to be able to close the rebuild cards I have ( Credit One ). Limit for BCE was 1k though :-(, has anyone got a BCE increase before day 61?
@Anonymous wrote:Just got the 30day about 1 hour ago, tried for the Freedom Unlimited but got the 7 - 10 day, Im assuming its a security denial, got the Amex, in case CSR does not come through, I currently run non of my expenses through credit cards, so at a min the Amex will become my main card. Did get a BCE approval from Amex today aswell. Just need to be able to close the rebuild cards I have ( Credit One ). Limit for BCE was 1k though :-(, has anyone got a BCE increase before day 61?
Good luck. That's $9K in spending for the bonuses in 3 months.
Ok update for those that will come to this thread in the future. My goal was to raise my overall credit lines to minimize my UTIL, also land a premier card for that I can leverage for perks, and get a card that I can use as my daily driver. I attempted the Chase route however that did not go well, even though I have XX,XXX in their bank , they did not like the fact that I went over the spending limit on the Chase Amazon (Currently PIF).
Checked with Citi and no cigar
Amex Approve me for the Platinum and BCP ( Will be able to leverage the points) BCP 1k limit :-( , spoke to them they said to come back 60 days later as that would be the best time to do so as I am new to the family.
the curveball came with Discover - Approved for 8k (officially highest Card now), My goal is to have this card propel me into CSR world next year once I come out of the garden, Overall this will cost approximately 4 pulls as Chase(X2) / Amex(x2) / Citi(x2) / Discover(x1) should merge pulls.
Need to get time to recover AAoA - however, I can close those darn Credit ones !!!
I'll be in the garden until 4/11/2019 - :-)
Thank you !
As I was reading your thread and comments I was going to highly suggest discover to you. They have been highly generous to us rebuilders and builders as of late .Giving us way more higher SL than people with good profile and scores. A bit crazy i know .But they like us and want to give us a chance. So I came across the last comment on the thread and was happy to see you went with disco before o suggested it! Congrats to you. They have been my daily driver ever since I got them a few months back with $10k SL. Highest ever. I used my 2 new amex cards in the first month to attain the sign up bonus. Paid in full .And have been using disco ever since. Ive already accrued over $100 cash back and im loving it. Gonna save it til they match me next year and see how far I get. I can imagine a good amount . anyway I'm happy your on the disco train with me. Congrats again!
Also just noticed your name . Maybe they just love us tampa folk lol. I'm in the 813 as well.
Lol I do see a lot of Tampa people on the forum, I fly out of MIA Int now so the Cent Amex lounge was a plus, really impressed with Discovers approval:-), I appreciate your comment