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Quicksilver 1 CLI

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jayjayhawaii
Regular Contributor

Quicksilver 1 CLI

Opened my QS1 in April with $300 with auto CLI to $500 if I make the first 5 payments on time. 5th statement cuts in two days so I figured I'd give it a go before the auto CLI.

 

Capital One gave me a whopping $100 CLI to $400 Smiley IndifferentSmiley LOL

 

Wonder if they'll still give me an auto CLI to $500 lol


Current FICO8:


2017: $200 secured card | 2023: $200,000+ total credit line
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Quicksilver 1 CLI

Congrats - probably not the increase for which you were hoping, but any day of the week and twice on Sunday, $400 > $300! Keep working things and the CLIs and everything else will begin to roll in - take it from someone who knows first hand Smiley Happy   Hang in there!

Message 2 of 9
Brian_Earl_Spilner
Credit Mentor

Re: Quicksilver 1 CLI

This is standard and the only time you can get 2 CLI in a 6 month period. Your credit steps CLI isn't impacted and depending on your spend and payment history for the last 3 month's, you could get much more than $500.

    
Message 3 of 9
xaximus
Valued Contributor

Re: Quicksilver 1 CLI

Congrats on the CLI! Keep working at it and down the road, app for a new Cap1 card since this one will be bucketed.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 4 of 9
Anonymous
Not applicable

Re: Quicksilver 1 CLI

Seems most people(including me last year) go 300-400-750.


Hope ya get more good luck.
Message 5 of 9
19eighty5
Senior Contributor

Re: Quicksilver 1 CLI

Congrats on your CLI! Hopefully you still receive something incremental in the coming days.

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 9
Anonymous
Not applicable

Re: Quicksilver 1 CLI

Congrats on the CLI! Same boat here. The requested increase won't interfere with your steps increase. Approved in late March for Cap 1 Platinum starting limit of $300. PC'd to Quicksilver in June and requested a CLI. SL now $400. Qualified for steps auto increase end of August and it should show up any day now. Here's hoping we make it to $750 instead of $500 like some of these folks have mentioned! My Discover card quickly outpaced my Cap 1 even though I got it a month later. 

Message 7 of 9
Brian_Earl_Spilner
Credit Mentor

Re: Quicksilver 1 CLI


@Anonymous wrote:

Congrats on the CLI! Same boat here. The requested increase won't interfere with your steps increase. Approved in late March for Cap 1 Platinum starting limit of $300. PC'd to Quicksilver in June and requested a CLI. SL now $400. Qualified for steps auto increase end of August and it should show up any day now. Here's hoping we make it to $750 instead of $500 like some of these folks have mentioned! My Discover card quickly outpaced my Cap 1 even though I got it a month later. 


People have jumped up to $2-3000 for the steps increase because of how much they spend. Cap1 loves to see usage.

    
Message 8 of 9
FireMedic1
Community Leader
Mega Contributor

Re: Quicksilver 1 CLI

Congrats! We all have to start somewhere. Been there done that. Just like you. In time, and I mean it flies by. You'll be in position to get bigger and better cards in your future. May not seem like it now but you on your way.



BK Free Aug25
Message 9 of 9
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