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So like a lot of you, Cap one wouldnt lower my APR for good, just 6 months. They offered 13.9% from 17.9% for 6 months, i took it. Decided to check the prequals for capital one because i was bored, low and behold i was prequalified for a quicksilver @13.9%. one quick acount comination into my Venture Card (up to 19k now) and a HP later, 5k visa sig quicksilver at 13.9%. Its like they just need to get that HP out of you, but for 5k more credit and a lower APR, i can live with it.
Side note: I've been seeing people have troubles getting anything out of capital one lately and it made me think that CC are seriously impossible to understand. Barclays hates my guts and when ever i try to just get and erty level card im deneyed, same with any amex revolver. But Cap one, Chase, Citi and Comenity love me. Dont get it.
Congrats!
@Anonymous wrote:@Anonymous like a lot of you, Cap one wouldnt lower my APR for good, just 6 months. They offered 13.9% from 17.9% for 6 months, i took it. Decided to check the prequals for capital one because i was bored, low and behold i was prequalified for a quicksilver @Anonymous.9%. one quick acount comination into my Venture Card (up to 19k now) and a HP later, 5k visa sig quicksilver at 13.9%. Its like they just need to get that HP out of you, but for 5k more credit and a lower APR, i can live with it.
Side note: I've been seeing people have troubles getting anything out of capital one lately and it made me think that CC are seriously impossible to understand. Barclays hates my guts and when ever i try to just get and erty level card im deneyed, same with any amex revolver. But Cap one, Chase, Citi and Comenity love me. Dont get it.
>Wishing you a big Congrats!
Congratulations!
Keep both your credit and your body in top shape!
Very nice!
Congrats









Congrats! Nicely done!
> Was just pre-Qualified for 2 cards @ Capital one! venture (again) & Quicksilver.. this is 1 Month & 2 weeks after a venture @ $5k! that was my 1st preQual ever! $1k bal just paid $1500 in small payments very small (lotts) of transations over 6 weeks.. this is after my other venture from 8/15 $23k (cold apped!) and actually forgot about the app untill Approval letters came in the Mail & i saw $20000.. i almost fainted.. i remember it was hott/summer time i had to count the zero's.. i thought it was $2k , not to mention my 4 year old Qs Mastercard which Was recently upgraded to World status after crying, pleading & begging with executive offices > i will be Combining My $23k Venture w/ my $14k Qs Worldcard in Feb 2016.. i will be requesting a CLI on my new $5k Venture after my 4th statement, that will be 3 Cards instead of 4. > I OWE A LOTT OF GRATITUDE TO THIS FORUM! after reading your post today i said OK.. i really wanted a venture 1 for a while now.. it didn't come up i don't need another travel card, but i wanted a 0% card & it's through 2017! then 17.9% no Worries <> And again all the best to you! > Congrats & thanks for the Will.
btw 675 across, several inq's: dropping off .. over 15 new inq /12 months $135k avail: credit $11k bal.
congrats
Congrats!!! well played