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QuicksilverOne instead of Quicksilver

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scvbd99
Frequent Contributor

QuicksilverOne instead of Quicksilver

I applied for and thought I was appoved for a no-annual fee Capital One Quicksilver Visa card.

 

Instead, I just got a $39/year QuicksilverOne MasterCard. 

 

Account specialist from India couldn't help, so I just emailed the CEO asking for help.  

 

It's not worth it for me to pay a yearly fee for this card with a $1000 limit given the cards I already have in my sig.  If I don't get a PC offer, I'll be getting all of my current cards to a zero balance, and closing this QuicksilverOne, I guess.  Oh well.  

800+ for all 3 CRAs.

Student loan forgiveness/discharge FINALLY complete.
Message 1 of 14
13 REPLIES 13
myjourney
Super Contributor

Re: QuicksilverOne instead of Quicksilver


@scvbd99 wrote:

I applied for and thought I was appoved for a no-annual fee Capital One Quicksilver Visa card.

 

Instead, I just got a $39/year QuicksilverOne MasterCard. 

 

Account specialist from India couldn't help, so I just emailed the CEO asking for help.  

 

It's not worth it for me to pay a yearly fee for this card with a $1000 limit given the cards I already have in my sig.  If I don't get a PC offer, I'll be getting all of my current cards to a zero balance, and closing this QuicksilverOne, I guess.  Oh well.  


Congrats and good luck on the PC 

EO will probably help 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 14
Anonymous
Not applicable

Re: QuicksilverOne instead of Quicksilver

Congrats on you new card!  You could ask for a product replacement - such as the Journey card.  Journey offers 1.25% cash back with your on time payments and no fees; and then request the Quicksilver in a few months - in the form of Smiley Winkanother product replacement.  Hope This Helps.

Message 3 of 14
alvon123
Super Contributor

Re: QuicksilverOne instead of Quicksilver

congrats


Message 4 of 14
coldnmn
Mega Contributor

Re: QuicksilverOne instead of Quicksilver

Congrats! Good Luck with product change.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 14
ForMyBiz
Frequent Contributor

Re: QuicksilverOne instead of Quicksilver

GL, my guess is that at minimum they will offer to drop the AF, assuming that's your main concern.

Message 6 of 14
iHackerSix
New Contributor

Re: QuicksilverOne instead of Quicksilver

Congrats on the new card and I hope they can offer you something nice, like the card you applied for!

Message 7 of 14
efranklin23
Valued Contributor

Re: QuicksilverOne instead of Quicksilver

I would to see if it's an mistake. Sometimes they'll send this card if you didn't qualify for the no AF version. Not sure what happened here but ill double check just to be sure.

 

 

And Congrats on the card BTW!!!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 8 of 14
-NewGuy-
Moderator Emeritus

Re: QuicksilverOne instead of Quicksilver

At the very least, maybe they'll waive the AF this year and by next year your credit may be better and you'll have history with them, and they'll just switch you over to the normal QS card. Good luck!

Message 9 of 14
-Wade-
Valued Contributor

Re: QuicksilverOne instead of Quicksilver


@scvbd99 wrote:

I applied for and thought I was appoved for a no-annual fee Capital One Quicksilver Visa card.

 

Instead, I just got a $39/year QuicksilverOne MasterCard. 

 

Account specialist from India couldn't help, so I just emailed the CEO asking for help.  

 

It's not worth it for me to pay a yearly fee for this card with a $1000 limit given the cards I already have in my sig.  If I don't get a PC offer, I'll be getting all of my current cards to a zero balance, and closing this QuicksilverOne, I guess.  Oh well.  


Congrats Smiley Happy Wishing you the best on PC... Fingers crossed for you

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 10 of 14
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