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Random CLI on BoA Secured

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Anonymous
Not applicable

Re: Random CLI on BoA Secured

BoA is indeed random and super stingy. 

Message 11 of 19
newhis
Valued Contributor

Re: Random CLI on BoA Secured


@ljthomas wrote:

I just logged into my BoA account to check on my balance and to see if some transactions posted. I was really confused when I saw that my CL is all of a sudden $100 higher! Went from $300 (my initial deposit) to $400!!! It's not much, but it's a secured card and I've never seen this happen before, nor have I read about it on the forums (at least not with BoA).

 

Guess they think I'm doing something right. Just thought about it and I am 6 months in with this card. Maybe they'll even surprise me with early graduation Smiley Wink

 


Congrats. Maybe they graduated you. Please confirm in the next few days.

 

If they didn't, then this is in fact the first time I read about an autoCLI on a BofA secured card.

Message 12 of 19
laurenjessica
Frequent Contributor

Re: Random CLI on BoA Secured


@Anonymous wrote:

BoA is indeed random and super stingy. 


I would not say this was stingy. It's a secured card! I'll take any sord of unsecured credit they want to offer me lol.

Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 13 of 19
laurenjessica
Frequent Contributor

Re: Random CLI on BoA Secured


@newhis wrote:

@ljthomas wrote:

I just logged into my BoA account to check on my balance and to see if some transactions posted. I was really confused when I saw that my CL is all of a sudden $100 higher! Went from $300 (my initial deposit) to $400!!! It's not much, but it's a secured card and I've never seen this happen before, nor have I read about it on the forums (at least not with BoA).

 

Guess they think I'm doing something right. Just thought about it and I am 6 months in with this card. Maybe they'll even surprise me with early graduation Smiley Wink

 


Congrats. Maybe they graduated you. Please confirm in the next few days.

 

If they didn't, then this is in fact the first time I read about an autoCLI on a BofA secured card.


I hope they didn't graduate me with that kind of line, but I suppose that's all my scores would warrant. I'll keep the thread posted. So far I haven't heard anything.

Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 14 of 19
newhis
Valued Contributor

Re: Random CLI on BoA Secured


@ljthomas wrote:

I hope they didn't graduate me with that kind of line, but I suppose that's all my scores would warrant. I'll keep the thread posted. So far I haven't heard anything.


Do you have checking/savings with them? They didn't increase the limit on my DW's card, so I don't know if they took several days from the auto graduation until she got the money into her BoA checking account. I guess if they are going to send a check it will take more time.

 

Thank you.

Message 15 of 19
Anonymous
Not applicable

Re: Random CLI on BoA Secured

Congratulations! Keep up the positive progress!

Message 16 of 19
laurenjessica
Frequent Contributor

Re: Random CLI on BoA Secured


@newhis wrote:

@ljthomas wrote:

I hope they didn't graduate me with that kind of line, but I suppose that's all my scores would warrant. I'll keep the thread posted. So far I haven't heard anything.


Do you have checking/savings with them? They didn't increase the limit on my DW's card, so I don't know if they took several days from the auto graduation until she got the money into her BoA checking account. I guess if they are going to send a check it will take more time.

 

Thank you.


I don't have checking/savings with them at all. So I'd be waiting on a check. May take awhile. I will update if anything happens. 

Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 17 of 19
Anonymous
Not applicable

Re: Random CLI on BoA Secured

Congrats!

Message 18 of 19
OmarGB9
Community Leader
Super Contributor

Re: Random CLI on BoA Secured

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 19 of 19
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