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Random CLI

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Bizambish
Regular Contributor

Random CLI

I'll take it! 

 

Have had a basic cash back card from my local credit union for years (currently my oldest card) 

started with a 500 CL, increased to 1500 w HP about 4.5 years ago

never spend a dime on the card because I have so many better rewards cards and SUBs now 

logged in to my account to do my regular online banking and see my CL has been auto increased to.... 20,000! 



Start: Low 500’s
Most Recent: 738-745
Over 180K CL Club
Focusing on Delta, Hilton, Amex MR, Alaska miles, Citi TYP, and Chase UR
Message 1 of 13
12 REPLIES 12
coreyb80
Super Contributor

Re: Random CLI

Congrats on the nice increase!  Those can be some of best increases.

Message 2 of 13
Anonymous
Not applicable

Re: Random CLI

Bizambish ... UNREAL!!!

Maybe you will want to throw them a bone now and then.

What a CLI!!! Smiley Happy
Message 3 of 13
CYBERSAM
Senior Contributor

Re: Random CLI

Congrats on your CLI! Very sweet CL 🤑👍







                
Message 4 of 13
Hex
Valued Contributor

Re: Random CLI

@Bizambish 

Does your credit union offer any cards that you'd actually like to use? If so maybe they'll let you product change to a better card to get some use for your great new limit? Couldn't hurt to ask. 

Message 5 of 13
Cashbackjunky
Established Contributor

Re: Random CLI

Holy auto CLI, Batman! Congrats on the increase @Bizambish!

 

Good advice above from @Hex - I'd see if you could PC to a different, more useful, card and show them a little love back

AmEx Blue Cash Everyday-$20k | | AmEx Cash Magnet-$20k | | Apple Card-$33k | | BofA Customized Cash-$99.9k | | BofA Customized Cash-$49.9k | | BofA Unlimited Cash-$50k | | CapOne Quicksilver-$30k | | CapOne Savor-$25.75k | | Chase Amazon-$30k | | Chase Freedom-$7.2k | | Chase Freedom Flex-$26.5k | | Chase Freedom Unlimited-$23.8k | | Chase Freedom Unlimited-$23.5k | | Chase Sapphire Preferred-$54.5k | | Citi Custom Cash-$26.9k | | Citi Custom Cash-$19.4k | | Discover It Cash Back-$18k | | Discover It Cash Back-$29.3k | | Discover It Travel-$14.5k | | Elan Max Cash Preferred-$15k | | Fidelity Rewards Visa Signature-$25k | | PayPal Cashback Mastercard-$25k | | PenFed Platinum Rewards Visa Signature-$12.5k | | PenFed Power Cash-$12.5k | | Sam's Club Mastercard-$20k | | Synchrony Discount Tire Card-$10k | | Wells Fargo Attune-$11k | | Wells Fargo Autograph-$25k

FICO Score 8:
850 INQ:
1
850 INQ:
5
837 INQ:
7

TCL: $758.15k CCs:28 AAoA: 7yr 1mo Util: ~1% Derog: 0

Mortgage: $201.0k Car Loan 1: $15.3k Car Loan 2: $16.3k
Message 6 of 13
SouthJamaica
Mega Contributor

Re: Random CLI


@Bizambish wrote:

I'll take it! 

 

Have had a basic cash back card from my local credit union for years (currently my oldest card) 

started with a 500 CL, increased to 1500 w HP about 4.5 years ago

never spend a dime on the card because I have so many better rewards cards and SUBs now 

logged in to my account to do my regular online banking and see my CL has been auto increased to.... 20,000! 


That is nice.  Me I would start spending some dimes on the card Smiley Happy


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 7 of 13
cashorcharge
Community Leader
Super Contributor

Re: Random CLI

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 8 of 13
KingRue8500
Senior Contributor

Re: Random CLI

Congrats on your Auto CLI




Message 9 of 13
Laredo
Contributor

Re: Random CLI

Congratulations that is a big increase.  Spend a buck or two to thank them.

(Ch13 Discharged 07/22) Current Cards: American Express Gold: NPSL | American Express Blue Cash Everyday: $15,000 | American Express Delta SkyMiles Platinum: $1,700 | Navy Federal Credit Union Cash Rewards: $10,000 | Dover Federal Credit Union Cash Back: $10,000 | Penfed Cash Rewards: $7,500 | Truist Enjoy Cash: $5,500 | Truist Enjoy Travel: $5,500 | Truist Future: $3,500 | Bread American Express Cash Back $8,500 | Discover it $12,000 | USAA Rewards Amex $12,000 | Kohl’s $800 | Care Credit $7,000 | Lowes $3,000 | Amazon Store Card $1,500 | Jared $5,000
Total Revolving Credit: $108,500
Closed Rebuild Cards: Ollo Platinum: $3,900 | Ollo Rewards: $3,000 | Mercury $3,000 | Surge Card $1,000
Message 10 of 13
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