Recent Cap1 Venture Approval Stats

[JASON34GATORS]

Got question did anybody get appoved with 7 to 10 message 

[Aarvard]

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@JASON34GATORS wrote:

Got question did anybody get appoved with 7 to 10 message 

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One user has reported receiving that message, but when he called they just asked some verification questions and he got approved.

[JASON34GATORS]

Oh ok thanks who do i call? 

[Anonymous]

I have a couple of small paid medical collections. And one CO from 2009.

I am very grateful for the approval. I have a QS with 3K CL that I have had for over 2 yrs. Maybe that helped? Very happy with the 5 digit approval.  I usually pay in full so APR was not important to me. However 16.9 is awesome!

[Anonymous]

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@Aarvard wrote:

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@jetsetsociety wrote:

Pre-qualified: No

FICO scores across 3 bureaus: 725/720/721 2/7/15 MyFicos Scores but I think what Cap 1 pulled is actualy lower as on my other Cap 1 Platinum account my free credit score shows 698 

Inquiries: 4

AAoA: 3

Current highest credit line: 10K (Cap 1 Venture)

CL upon approval: 10K

Income (no need to be specific): $60K employed + 15K from side business

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I think they use FICO 04 or some other model. The disclosure claims the score range is from 309 to 839. My TU score is 713 in the disclosure.

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The score provided by Cap One to account holders is a FAKO. Completely useless.

[Anonymous]

No pre.

755-759

5-8 inq

20k highest with the venture now.

100-200k

[Aarvard]

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@Anonymous wrote:

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@Aarvard wrote:

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@jetsetsociety wrote:

Pre-qualified: No

FICO scores across 3 bureaus: 725/720/721 2/7/15 MyFicos Scores but I think what Cap 1 pulled is actualy lower as on my other Cap 1 Platinum account my free credit score shows 698 

Inquiries: 4

AAoA: 3

Current highest credit line: 10K (Cap 1 Venture)

CL upon approval: 10K

Income (no need to be specific): $60K employed + 15K from side business

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I think they use FICO 04 or some other model. The disclosure claims the score range is from 309 to 839. My TU score is 713 in the disclosure.

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The score provided by Cap One to account holders is a FAKO. Completely useless.

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No, this is the score they got when they approved me. It's not from the crappy credit tracker.

[Anonymous]

You said:

lower as on my other Cap 1 Platinum account my free credit score shows 698 

That indicates that the score is the one that appears online with your other account.

[Aarvard]

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@Anonymous wrote:

You said:

lower as on my other Cap 1 Platinum account my free credit score shows 698 

That indicates that the score is the one that appears online with your other account.

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Oh I though that you were replying to my post. Yeah that one shown up in Cap 1 Platinum is useless FAKO. 

[Anonymous]

Pre-qualified: Yes
FICO scores across 3 bureaus: EQ: 646, EX: 646, TU: 661
Inquiries: EQ: 13, EX: 11, TU: 4 (I swear, only Barclays and Cap 1 pull TU where I live)
AAoA: 2.8 years
Current highest credit line: $7000 (2 cards)
CL upon approval: $10000

APR: 16.9%
Income (no need to be specific): $70000