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Recent successes: NASA & PenFed Approvals, AMEX CLI

practical1
Regular Contributor

Recent successes: NASA & PenFed Approvals, AMEX CLI

A decent few days for me.

 

With EX FICO 8 finally up at 780 and EQ at 771, decided to try my luck at a little uplifting of my total credit picture.

 

Had 2 HPs showing on each, total Util at 1%, AAoA aroun 4.6 years, no bad marks.

 

First, asked for 3 X CLI on my newest AMEX Marriott Bonvoy Business Card.  Approved instantly:  $10K -> $30K.  No muss, no fuss

 

Couple days later, tried for new NASAFCU card.  Prequaled then approved for $20K at 9.4% rate.  (11.4% for cash advances, which is amazing) HP to EX.  Sweet

 

Then, PenFed.  Approved for $12.5K, HP to EQ  Not great... but I'll take it.

 

Net gain in credit availability:  $52.5K .  Not too bad for a few days work and representing a gain, overall of about 45% in new credit availability.

 

This success is due primarily to strategies and tactics learned from other contributors to myFICO, which empowered me to raise my scores and optimize chances of success with approvals.   I'd never have been able to accomplish this without the help of so many generous folks contributing their experiences (good and bad) and knowledge.

 

Many, many, thanks everyone!

14 REPLIES 14
Anonymous
Not applicable

Re: Recent successes: NASA & PenFed Approvals, AMEX CLI

Welcome to the board. That's awesome to hear! Congrats for all your approvals!

CreditMagic7
Mega Contributor

Re: Recent successes: NASA & PenFed Approvals, AMEX CLI

Congratulations on all those new approvals!

gdale6
Moderator Emeritus

Re: Recent successes: NASA & PenFed Approvals, AMEX CLI

Grats to your CLI and 2 new bankcards Smiley Happy

ChargedUp
Senior Contributor

Re: Recent successes: NASA & PenFed Approvals, AMEX CLI

Congrats on all the new cards and welcome to the MyFico family! 

CreditAggie
Community Leader
Super Contributor

Re: Recent successes: NASA & PenFed Approvals, AMEX CLI

Congratulations on your approvals and 3X CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Lemark
Contributor

Re: Recent successes: NASA & PenFed Approvals, AMEX CLI

Congratulations on your successes, just got approved for Marriott Boundless a few days ago

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cashorcharge
Community Leader
Super Contributor

Re: Recent successes: NASA & PenFed Approvals, AMEX CLI

That's terrific!! Congratulations on all three of your Approvals!! 🥂🎉👏🏻

Rebuild2019
Valued Contributor

Re: Recent successes: NASA & PenFed Approvals, AMEX CLI

Congratulations 🎉🎈🎊 on your approvals.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
greatscott85
Frequent Contributor

Re: Recent successes: NASA & PenFed Approvals, AMEX CLI

Congratulations!