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Just Got Approved for a Capital One Venture X and AMEX Platinum...should I go on a spree?
Just applied and got approved for the Capital One Venture X, $20k SL. This is my only card other than an Amex Gold as an AU. Are there other cards I should apply for to round out my earning categories? Thanks!
Edit: After getting approved for the Capital One Venture X, I got trigger happy and applied for an AMEX Platinum and got approved also! Capital One did pull all 3 bureaus, AMEX pulled Experian. The only bad thing is I also applied for a Citi Premier and got denied for too many inquiries (they also pulled Experian)...
My profile is as follows:
(2) Student Loans (rehabbed from previous delinquent Navient loans):
Nelnet: $432
Nelnet: $5,833
(1) Credit Cards:
American Express Platinum (Authorized User): $0
(1) Auto Loan:
Mercedes-Benz Finance: $42,469
Scores (10/15/2021):
myFico EQ8: 774
myFico EX8: 742
myFico TU8: 746
Age: 37
Rent: $1500/mo
Income: ~$170,000/yr
AAoA: 8yr 5mo
AoOA: 8yr 1mo
2/24 - Age of Most Recently Opened Account: 10mo (Auto Loan), This new Capital Venture X
(3) Inquiries: Auto Loan (Approved) 02/16/2021, Citi (Denied) 12/28/2020, Amex (Denied) 01/14/2021
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Re: Just Got Approved for a Capital One Venture X...should I go on a spree?
First, congrats on the approval! You may very well be the first (reported) Venture X approval on MyFICO!
Secondly, it's hard to give you a good answer to your question without knowing what kind of rewards you're after and what your monthly spend looks like.
Last App: 1/10/2023
Penfed Gold Visa Card
Currently rebuilding as of 04/11/2019.
Starting FICO 8 Scores:
Current FICO 8 scores:
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Re: Approved for a Capital One Venture X
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Re: Just Got Approved for a Capital One Venture X...should I go on a spree?
Welcome to the board and congrats for your approval for Venture X!
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Re: Just Got Approved for a Capital One Venture X...should I go on a spree?
@BeEasyMark congrats on your new card.
I've patched your two identical threads, please do not cross post, it gets very confusing.
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Re: Just Got Approved for a Capital One Venture X...should I go on a spree?
Thanks!
I mainly accumulate points to transfer to Singapore Airlines, as I am based between LA and Southeast Asia. Those 17 hour direct flights are more comfortable in business class.
Monthly spend is mostly on shopping, dining, and travel around $5k-10k or so. Much of my spend is reimbursed.
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Re: Just Got Approved for a Capital One Venture X...should I go on a spree?
Congrats on the approval!
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Re: Just Got Approved for a Capital One Venture X...should I go on a spree?
Congratulations on your C1 Venture X approval!!
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Re: Just Got Approved for a Capital One Venture X...should I go on a spree?
Congrats on the approval! Interestingly, they are allowing product changes to this card but not the Savor ones.
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Re: Just Got Approved for a Capital One Venture X...should I go on a spree?
Grats on the Venture X approval, fantastic SL for you