I needed another 1.5% CB card like I need a hole in my head. Maybe I can use the card to fill the hole.
Regions Bank
Cash Rewards Visa Signature
$10k
0% first 12 months, then 13.6% after that (APR doesn't matter, I PIF)
Card will arrive in 7-10
No prior relationship
As Paul Harvey would say.....now for the rest of the story...…..
Went online and went through their pre qualified offers process. Came back offering me a choice of three cards with $10k limits at 13.6%. I selected the Cash Rewards Visa. Continued thru the application process. Then was asked to call 800-734-4667, or visit a local branch. At this point, no HP had occurred yet. I called. Told to take my DL, SS card, and a utility statement to a local branch. I asked if I should also bring pay stubs or W2's. Said it wasn't needed. Go to local branch. Nothing more than verification, of I.D. Local branch entered a few keystrokes, then the Transunion HP alert, then congrats from the branch manager. So far no HP hits from EQ or EX.
In other news, the codeine in the cough medicine I'm currently taking for the flu, is extra special compared with other codeine laced meds I've had. PSA--- Don't look at credit stuff while drunk or high.
Congrats! on the approval.
