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SLATE Approved--Balance Transfer Question

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alvon123
Super Contributor

Re: SLATE Approved--Balance Transfer Question

congrats on your approval


Message 11 of 15
gdale6
Moderator Emeritus

Re: SLATE Approved--Balance Transfer Question

Grats on the 20K very nice Smiley Happy

 

This is what I keep a local CU Platinum visa around for there are no cash advance fees, interest is 8.79% and I pay about a weeks worth when I move money around. I just cash advance the visa move it to checking pay off who I want then BT the visa to who I want..

Message 12 of 15
lhcole77
Valued Contributor

Re: SLATE Approved--Balance Transfer Question


@Anonymous wrote:

Approved for 20K.  I want to transfer the balance of my car with Honda, which is about 11.5K on the loan.  Called them and they said they cannot BT to pay off my car.  This is B/S!!!  How do I go around this?  There MUST be a loop hole.  

 

Thanks! Smiley Happy


That's an INSANE starting limit! Congrats.

 

Any idea on why it was so large? I'm wondering if starting CL on Slate may be tied to oustanding CC balances....

Message 13 of 15
-Wade-
Valued Contributor

Re: SLATE Approved--Balance Transfer Question


@Anonymous wrote:

Approved for 20K.  I want to transfer the balance of my car with Honda, which is about 11.5K on the loan.  Called them and they said they cannot BT to pay off my car.  This is B/S!!!  How do I go around this?  There MUST be a loop hole.  

 

Thanks! Smiley Happy


Congrats on your approval Smiley Happy sorry about the BS

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 14 of 15
Anonymous
Not applicable

Re: SLATE Approved--Balance Transfer Question

Thanks, Kenny. Smiley Happy

 

Did the BT today.  Saving 4.1K in finance charges!!  YAY.  I had to BT to my BofA AmEx and pay the 199 fee, but that's totally OK for a zero percent auto loan rate. LOL.

Message 15 of 15
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