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SO received CSP approval, $20k SL

disdreamin
Established Contributor

SO received CSP approval, $20k SL

A couple months back I had inquired about a good starter card for my SO to try for to get back into the CC game since they'd been out of it for a while (they were AU on a few of my cards but had none of their own). They ended up doing a card with our CU to start with, but the CSP was still tempting us.

Since I am currently working on amassing Chase UR for travel in a couple years, SO agreed to try for a CSP when we were in the branch last week. We didn't realize until we spoke to the CSR that they waive the $95 AF the first year if you apply in the branch (we had other banking paperwork we needed to complete and happened to mention SO was in the market for a card in the not-too-distant future). Turned out all CRs were locked, so we unlocked and tried again today...and success.

 

Given SO's thin file, at least as far as being primary on CC's goes, I was concerned, but tunred out it was an immediate approval for a nice SL. When I app'd a few weeks ago I wasn't so lucky, mine was a battle of moving CLs and all different kinds of verification. So yay, Chase can play nice sometimes!

Message 1 of 15
14 REPLIES 14
CreditAggie
Super Contributor

Re: SO received CSP approval, $20k SL

Congratulations on SO's CSP approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (6/12/24 month):


Banks & CUs:

Goal Cards:



Message 2 of 15
AllZero
Mega Contributor

Re: SO received CSP approval, $20k SL

Congratulations on SO approval!

Message 3 of 15
Titans84
Established Contributor

Re: SO received CSP approval, $20k SL

Congrats and nice SL!

Current FICO 8:




Message 4 of 15
TIPPY-BOB
Regular Contributor

Re: SO received CSP approval, $20k SL

Congratulations ! 👌

Message 5 of 15
babygirl1256
Valued Contributor

Re: SO received CSP approval, $20k SL

Fantastic . . . congrats to you and SO for your CSP approval . . . $20k is a great SL.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 6 of 15
Total80sKid
Senior Contributor

Re: SO received CSP approval, $20k SL

Congrats to SO on a very nice approval and CL!

Message 7 of 15
bstollyy
Established Member

Re: SO received CSP approval, $20k SL

What does "SO" mean?  I am new hear and trying to learn the lingo, lol.

Message 8 of 15
Slabenstein
Valued Contributor

Re: SO received CSP approval, $20k SL


@bstollyy wrote:

What does "SO" mean?  I am new hear and trying to learn the lingo, lol.


Significant other.  We use a lot of acronyms and abbreviations here, but there's a list of some of them in this post which can be helpful.


Message 9 of 15
gdale6
Moderator

Re: SO received CSP approval, $20k SL

Excellent SL grats to your SO on the CSP approval Smiley Happy

Message 10 of 15
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