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Sam's Club MasterCard CLI - Data Point

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alextercero
Super Contributor

Re: Sam's Club MasterCard CLI - Data Point

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 11 of 14
UncleB
Credit Mentor

Re: Sam's Club MasterCard CLI - Data Point


@UncleB wrote:

On a separate note, last night when I got the CLI my cash advance limit was also increased from $970 to $1700, which is 20% of my new credit line.  I just checked the account again, and the CLI is still there (credit line is still $8.5k) but my cash advance limit has been changed back to the previous limit of $970.  This is a feature I would never have a reason to use, but I'm still a little curious as to why it is now reduced.  It could be a web glitch, but if it persists I might ask them about it, especially since at first it was increased along with the overall line.  Things that make you go hmmm... 


Just an update... I just checked a few minutes ago, and my cash advance limit is back to $1700, so apparently it was just a 'glitch' somewhere that made it temporarily revert back to the old CA limit. 

 

There's no way I would ever actually use it, but it was just 'curious'  (at least to me) as to why they would increase, then almost right away decrease it again.  It turns out, they didn't... all is well!  Smiley Wink

Message 12 of 14
CreditMagic7
Mega Contributor

Re: Sam's Club MasterCard CLI - Data Point

Big Congrats! on that UncleB

 

Your progression with the Sam's Club MC very nearly mirrors my own over the time since first approved for it.

 

In fact it only just last week went from $10-$15K. I am still well short so far of Synchrony's maximum exposure and that is fine.

 

There's always room later on down the line. These Synchrony SP increases work wonders for helping keep utility low and eases decisions for large ticket items inside the club and/or out.

Message 13 of 14
SisterGirl
Established Contributor

Re: Sam's Club MasterCard CLI - Data Point

Congrats !

 

Mine recently hit $8500 also; started $2500 --> $4500 --> $8500 !

 

I've only hit the luv button with pleasurable success...however, I use that card A LOT (they won't budge on my WM Mastercard @ $6500 & I know it's due to absolutely NO use, but there is NO WAY that cashback compares. Crazy as it may seem, they can cancel that WM mastercard ! I still have my Sam's store credit at $10,000 that I keep open just for fun, but will consider closing that one if I can get that MC credit limit to match !

 

 

SisterGirl
Message 14 of 14
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