SavorOne approval - barely

[Tdatb64]

Capital One has been bombarding my email and my app with the Pre-Approved SavorOne no sub, 0% for 9 months, then 29.99% offers. Every time it gets close to the offer's expiration date they bombard me again with a new date. I've been getting the itch bad and, having just been knocked-back by Wells Fargo I decided to go for it. I have a $3,000 Quicksilver that just got a $30 charge (first charge since December), all scores 755-760, 13% util reporting (it's actually lower since payday came on the 1st this month). New accounts: 0/6, 2/12, 6/24. Inqs: 3-4/24. TCL reporting $23,900 (Chase $1500 CLI not reporting yet). Filled in the app on the offer, smashed that ol' button, took the triple-hit, and - drumroll, please (that sound isn't really a drum, it's the noise of me repeatedly whacking my apparently empty skull with some handy drumsticks) - approved with a whopping $500 limit...

I shoulda just stayed in the garden (under my nice, warm rock). It was definitely nicer there than in this cold, damp bucket. Oh, well, live and fail to learn...

[NoMoreDebt]

Congrats on your approval

[citymunky]

Congratulations on the approval, while the limit is low, if you use it the card will grow. My SL was $500, now it's $4500.

[Hoben02]

I got that card and they started out with a 3k limit then after regular usage I got an auto CLI to 6k after 6 months

[CreditPoor]

I have a platinum card for SL $400 that I got a few years ago and they refuse to give any increases. I've got other cards like the Venture and Savor for excellent credit all with 10k or more limits. But that platinum is ridiculous 

[Rogue46]

That's actually surprising, In my experience CapOne usually gives a nice SL on the second card. 

[GZG]

free uber one until November, and 10% off uber/uber eats, I risked applying for the savor one for this alone 

shame $500 might not be enough to be a grocery card for some, but I imagine with spend, a generous CLI to ~$3k will soon follow based on your scores/0% apr offer

congrats!!

[CorpCrMgr1]

Congratulations on your approval!

[youngandcreditwrthy]

I remember getting a 12 mos 0% interest on a $500 CL once. I wanted to smash my head into a wall. LOL and you know crapital one.. there is no way to change that limit at all. NO WAY!

I always wondered why they were doing those 9 mo 0% targeted offers. Surely if you qualify for that, youd qulify for the excellent version of the card and the full SUB.

good ole C1 making life harder.

Sorry buddy :-(

[GZG]

---

@youngandcreditwrthy wrote:

I remember getting a 12 mos 0% interest on a $500 CL once. I wanted to smash my head into a wall. LOL and you know crapital one.. there is no way to change that limit at all. NO WAY!

I always wondered why they were doing those 9 mo 0% targeted offers. Surely if you qualify for that, youd qulify for the excellent version of the card and the full SUB.

good ole C1 making life harder.

Sorry buddy :-(

---

my $500 platinum when my credit report still had unpaid charge offs on it had 0% intro apr for 9 months

it's defintely not assured that a 9 month 0% apr offer means they would qualify for the full SUB offer