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SchoolsFirst FCU 3 approvals 18 months post BK

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Caliboy97
Contributor
‎05-21-2022 09:15 AM
‎05-21-2022 09:15 AM

SchoolsFirst FCU 3 approvals 18 months post BK

What's up guys! SchoolsFirst has treated me good since I have discharged in 2020. They started me out with a unsecure card one month post bankruptcy. 6 months later I got a 2K increase. Yesterdays, I decided to ask for a 4K credit limit increase, car loan refinance, and a 8k personal loan. All 3 were approved on one credit pull. For increases they do a hard pull but you have 60 days to use the credit pull for any of their products.

Bankruptcy Discharge 9/21/2020
Starting Scores

May Update (Moving)

Slow and Steady Rebuild. Around 15K in revolving credit at 2% and 45K Auto Loan! Hoping to start upping those limits over time.
Capital one Platinum and Quicksilver | Kia Financial 49K auto loan | Navy Fed Secure Card | OpenSky Secure Card | Schools First FCU Card | Grain account | KikOff Loan and credit account | Student Loans Perfect history 16K left
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Message 1 of 22
21 REPLIES 21
gdale6
Moderator Emeritus
‎05-21-2022 10:11 AM
‎05-21-2022 10:11 AM

Re: SchoolsFirst FCU 3 approvals 18 months post BK

Sweet, grats on your CLI and other approvals on one pull!!!

Message 2 of 22
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎05-21-2022 10:33 AM
‎05-21-2022 10:33 AM

Re: SchoolsFirst FCU 3 approvals 18 months post BK

Congratulations on your SchoolsFirst FCU approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (June 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 22
House1204
Regular Contributor
‎05-21-2022 10:58 AM
‎05-21-2022 10:58 AM

Re: SchoolsFirst FCU 3 approvals 18 months post BK

Congrats! What credit bureau does Schoolsfirst pull?





Message 4 of 22
CreditMagic7
Mega Contributor
‎05-21-2022 11:02 AM
‎05-21-2022 11:02 AM

Re: SchoolsFirst FCU 3 approvals 18 months post BK

Congratulations on all 3 of your SchoolsFirst FCU approvals!

Message 5 of 22
Elpadrino1
Valued Contributor
‎05-21-2022 11:08 AM
‎05-21-2022 11:08 AM

Re: SchoolsFirst FCU 3 approvals 18 months post BK

Congratulations on your approval!! 

Message 6 of 22
KingRue8500
Senior Contributor
‎05-21-2022 01:34 PM
‎05-21-2022 01:34 PM

Re: SchoolsFirst FCU 3 approvals 18 months post BK

Congrats on your SchoolsFirst FCU approvals




Message 7 of 22
Caliboy97
Contributor
‎05-21-2022 01:40 PM
‎05-21-2022 01:40 PM

Re: SchoolsFirst FCU 3 approvals 18 months post BK

They pulled from Experian for me. 

Bankruptcy Discharge 9/21/2020
Starting Scores

May Update (Moving)

Slow and Steady Rebuild. Around 15K in revolving credit at 2% and 45K Auto Loan! Hoping to start upping those limits over time.
Capital one Platinum and Quicksilver | Kia Financial 49K auto loan | Navy Fed Secure Card | OpenSky Secure Card | Schools First FCU Card | Grain account | KikOff Loan and credit account | Student Loans Perfect history 16K left
Message 8 of 22
cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎05-21-2022 01:55 PM
‎05-21-2022 01:55 PM

Re: SchoolsFirst FCU 3 approvals 18 months post BK

That's terrific!!  Congratulations on all three of your Approvals!! 🎉🥂👏

Message 9 of 22
IamWesty12
Frequent Contributor
‎05-21-2022 04:39 PM
‎05-21-2022 04:39 PM

Re: SchoolsFirst FCU 3 approvals 18 months post BK

@Caliboy97 congrats, so excited for you.  Keep up the great work!

Starting Score: 461
Current Score: 689
Goal Score: 775

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Message 10 of 22
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