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Shocking $1.5 Auto CLI from Cap One!

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MartyWrite75
Valued Contributor

Shocking $1.5 Auto CLI from Cap One!

Y'all,

 

This shocked the crap out of me because we all know that Cap One, most times, is stingy with CLIs.

 

However, today I checked my email and I get this:Screenshot_20220214-125637_Gmail.jpg

 

Yep, I accepted it, LOL! WOW!

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 1 of 22
21 REPLIES 21
Reviewers
Established Contributor

Re: Shocking $1.5 Auto CLI from Cap One!

Congratulations on your auto-CLI from Capital One @MartyWrite75 
I need to see a e-mail like that!!! ;-) haha

Message 2 of 22
pizzadude
Credit Mentor

Re: Shocking $1.5 Auto CLI from Cap One!

Congrats on the Cap1 auto-luv !!  Smiley Very Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 22
MartyWrite75
Valued Contributor

Re: Shocking $1.5 Auto CLI from Cap One!

@Reviewers Thank you! 

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 4 of 22
3se7ens
Frequent Contributor

Re: Shocking $1.5 Auto CLI from Cap One!

From CapOne that is AMAZING! Cheers!

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 5 of 22
CreditMagic7
Mega Contributor

Re: Shocking $1.5 Auto CLI from Cap One!

Yeah we need to see more of these. Congrats on the Capital One auto CLI!!

Message 6 of 22
SoCalGardener
Valued Contributor

Re: Shocking $1.5 Auto CLI from Cap One!

Congratulations on your auto-CLI from Cap1! We all know how rare those are. I nearly fainted just reading your subject! Smiley Very Happy

Amazon Prime Store CardAmerican Express Blue Cash Preferred CardAmerican Express Everyday CardBank of America Customized Cash VisaCapitalOne Quicksilver MastercardCapitalOne Quicksilver VisaCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards VisaSynchrony Home Card
Message 7 of 22
pip3man
Valued Contributor

Re: Shocking $1.5 Auto CLI from Cap One!


@SoCalGardener wrote:

Congratulations on your auto-CLI from Cap1! We all know how rare those are. I nearly fainted just reading your subject! Smiley Very Happy


@SoCalGardener lmfaoooo @ fainted... y'all be so extra 😂😂😂😂

Message 8 of 22
CreditAggie
Community Leader
Super Contributor

Re: Shocking $1.5 Auto CLI from Cap One!

Congratulations on your Capital One auto-CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (September 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 22
stonedog23
Frequent Contributor

Re: Shocking $1.5 Auto CLI from Cap One!

Dang, do you have incriminating pictures of the CEO or something? Congrats on that anomaly.

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 10 of 22
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