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Should I ask for a CLI on Chase Freedom or just apply for CSP?

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Anonymous
Not applicable

Should I ask for a CLI on Chase Freedom or just apply for CSP?

I had a take a HP for a rental application so I was thinking about asking for a CLI on my Freedom ($2500) which is my lowest limit by quite a bit.  I was wondering if I should ask for the CLI which seems to always been a HP or try for the CSP which I would assume I would qualify given my scores and then reallocate some to the Freedom in possible?  Anyone have an opinion?

Message 1 of 12
11 REPLIES 11
Kenny
Moderator Emeritus

Re: Should I ask for a CLI on Chase Freedom or just apply for CSP?

Well the rental application doesn't count for your garden status so you're still in the garden! Smiley Wink Just putting that out there.. Smiley Very Happy
Message 2 of 12
dodgerslv
Valued Contributor

Re: Should I ask for a CLI on Chase Freedom or just apply for CSP?


@Anonymous wrote:

I had a take a HP for a rental application so I was thinking about asking for a CLI on my Freedom ($2500) which is my lowest limit by quite a bit.  I was wondering if I should ask for the CLI which seems to always been a HP or try for the CSP which I would assume I would qualify given my scores and then reallocate some to the Freedom in possible?  Anyone have an opinion?


defintely app for the CSP!! the sign up bonus is very nice and i bet you get a nice starting limit!

gardening since 5/21/2016
Message 3 of 12
trumpet-205
Valued Contributor

Re: Should I ask for a CLI on Chase Freedom or just apply for CSP?

I would app CSP. If the limit is high enough you may be able to reallocate some CL to Freedom.

Message 4 of 12
Anonymous
Not applicable

Re: Should I ask for a CLI on Chase Freedom or just apply for CSP?

I bit the bullet on the CSP app and got approved for a 7K limit.  Not as high as I'd like but I may call and see if I can get any higher or just move a bit to the Freedom.

Message 5 of 12
gdale6
Moderator Emeritus

Re: Should I ask for a CLI on Chase Freedom or just apply for CSP?


@Anonymous wrote:

I bit the bullet on the CSP app and got approved for a 7K limit.  Not as high as I'd like but I may call and see if I can get any higher or just move a bit to the Freedom.


Grats on your CSP Smiley Happy

Message 6 of 12
alvon123
Super Contributor

Re: Should I ask for a CLI on Chase Freedom or just apply for CSP?


@Anonymous wrote:

I bit the bullet on the CSP app and got approved for a 7K limit.  Not as high as I'd like but I may call and see if I can get any higher or just move a bit to the Freedom.


congrats


Message 7 of 12
BigBS
Senior Contributor

Re: Should I ask for a CLI on Chase Freedom or just apply for CSP?

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 8 of 12
MsLadyRover
Valued Contributor

Re: Should I ask for a CLI on Chase Freedom or just apply for CSP?

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 9 of 12
Anonymous
Not applicable

Re: Should I ask for a CLI on Chase Freedom or just apply for CSP?

Congrats!
Message 10 of 12
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