Read an approval post last week that documented a bumpy membership approval process.
Took up the challenge and apped for membership. Took a full week for acceptance.
I apped for the 2% card as soon as membership was approved.
Now we wait........
i don't anticipate an approval though
Update-Approved!
recieved a call from a nice lady who was gathering info for the loan officer.
Asked a few questions about my report and what and why did I want the card.
also asked for the credit line I wanted.
I asked for a 25k line.
They then offered a chance at a refi on an auto loan.
Requested POI and I sent it last night.
tonight I received a 10k approval (8.9%) for the platinum instead of the signature.
i think it's a relationship thing with the Signature.
note: they pulled Equifax which is hit and miss on whether it actually works.
langley can't seem to pull it right now
2.18.20
another update. STIIILLL working on that auto refi.
was called on 2.13 and told it was approved. 11 day turn around....maybe
Received an email on 2.14 saying my 2016 Explorer was only worth 1/2 of owed amount so couldn't complete.
I don't own an explorer. I have a 2018 Ram 2500.
I even sent them a screen shot of the loan with the VIN and everything!
Today I received another email apologizing and could I resend ANOTHER 10 day payoff and all of the particulars again.
Lolololololololololol!
i didn't even ask for this loan. They offered!
Went into my EECU today for a new debit card and also asked for a CLI on that card.
Left with a 15k CLI AND an unsolicited refi on the truck.
psst. Took only 20 minutes
EECU ex 789 95 inqs
Good luck on your application!
You dont get to 100 by being risk adverse
Now if his name were woodyman30 id be concerned
I'm amused. You picked up the gauntlet.
I look forward to reading about your progress - or lack of it as the case may be.
How did you apply for it? Online? Phone? Email? Fax?
I'm still waiting for my card. Pretty sure it's coming by Old Pony Express at this point. Or literal Snail Mail.