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Small win with CapOne QS Sp CLI and Discover SP CLI

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Anonymous
Not applicable

Small win with CapOne QS Sp CLI and Discover SP CLI

I realize on this board this is a small win, but I will take it! Approved for the Capital One QS One with a SL of 1k. I use the card for every day spend and pay the balance in full every two weeks when I get paid. Logged in tonight to pay my balance and realized my available credit was a lot higher than expected. Capital One increased my limit from 1k to 4k. All right! Did not ask for the increase, just have regularly used the card and paid often. 

 

Okay cool... I go to pay my discover balance, and same thing, available credit is higher than expected. Card was opened with 1k limit, and they SP CLI'd it to 3k. 

 

Two SP CLIs since the last time I paid my balance two weeks ago. Small limits still, but a win is a win, right?

18 REPLIES 18
AllZero
Mega Contributor

Re: Small win with CapOne QS Sp CLI and Discover SP CLI

Congratulations on your CLIs!

Message 2 of 19
Anonymous
Not applicable

Re: Small win with CapOne QS Sp CLI and Discover SP CLI

Thank you!

Message 3 of 19
CreditMagic7
Mega Contributor

Re: Small win with CapOne QS Sp CLI and Discover SP CLI

I like to look at it that even small wins lead to big favors for you in due time.

Congratulations on BOTH those SP CLI's!!

Message 4 of 19
GApeachy
Super Contributor

Re: Small win with CapOne QS Sp CLI and Discover SP CLI


@Anonymous wrote:

I realize on this board this is a small win, but I will take it!

 


I believe an Auto Cli gets you a gold star around here.  Any auto cli IS a Big Win, esp. amongst us Luv Button Smashers Smiley LOL (which is like everyone? Smiley Tongue )  Congrats x's 2 !!!!!!

My Take Home Pay Don't Take Me Home
Message 5 of 19
CreditAggie
Community Leader
Super Contributor

Re: Small win with CapOne QS Sp CLI and Discover SP CLI

Congratulations on your auto-CLIs!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 19
BAD_UP
Established Contributor

Re: Small win with CapOne QS Sp CLI and Discover SP CLI

Congrats on youd CapOne & Disco CLI's🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
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Message 7 of 19
Credit4Growth
Senior Contributor

Re: Small win with CapOne QS Sp CLI and Discover SP CLI

Congratulations on both SP CLI! 😃

Message 8 of 19
gdale6
Moderator Emeritus

Re: Small win with CapOne QS Sp CLI and Discover SP CLI

Yes big or small its a win, grats to all your approvals Smiley Happy

Message 9 of 19
Iusedtolurk
Established Contributor

Re: Small win with CapOne QS Sp CLI and Discover SP CLI


@Anonymous wrote:

I realize on this board this is a small win, but I will take it! Approved for the Capital One QS One with a SL of 1k. I use the card for every day spend and pay the balance in full every two weeks when I get paid. Logged in tonight to pay my balance and realized my available credit was a lot higher than expected. Capital One increased my limit from 1k to 4k. All right! Did not ask for the increase, just have regularly used the card and paid often. 

 

Okay cool... I go to pay my discover balance, and same thing, available credit is higher than expected. Card was opened with 1k limit, and they SP CLI'd it to 3k. 

 

Two SP CLIs since the last time I paid my balance two weeks ago. Small limits still, but a win is a win, right?


Auto CLIs are always fabulous! Congrats! Those CLIs are bigger than some of my Card limits so Small is definitely Relative...One Day I keep telling myself...One Day.

Message 10 of 19
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