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SoFi CLI for P2

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bergmi
Established Member

SoFi CLI for P2

Wanted to put this out there...  Dear wife/P2 just received an email from SoFi with a limit increase from 5K to 6K.  Not sure her exact scores, but good credit with a few lates awhile back.

 

Additional data: She usually carries a balance, but also pays more than minimum payment

 

 

 

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: SoFi CLI for P2


@bergmi wrote:

Wanted to put this out there...  Dear wife/P2 just received an email from SoFi with a limit increase from 5K to 6K.  Not sure her exact scores, but good credit with a few lates awhile back.


Congrats, what's P2, searched and no mention on abbreviation thread.

More importantly, no auto CLI for your Freedom card in 2 yrs from 500??! Have you requested it, glad you added limit from Amazon. Am torn between stubbornly resisting asking for CLI incurring EX HP, or not on my similarly bucketed CFF Smiley Frustrated

Message 2 of 9
bergmi
Established Member

Re: SoFi CLI for P2

Sorry! Player 2 hehe...

 

After she received this increase, I went on the SoFi mobile app and started a virtual assistant chat and asked about a CLI but the response was "At this time, unable to... " blah blah blah... Oh well...

 

And no, I never did get any automatic CLI's from Chase, but I did prequalify for the Chase Amazon Prime Visa back in July and ended up moving $3K of that limit over to the Freedom...  I'd recommend doing the same (applying for a new card), unless the Chase app CLI request is now a soft inquiry...?!?

Message 3 of 9
cashorcharge
Community Leader
Super Contributor

Re: SoFi CLI for P2

This is the 1st reported SoFI CLI to my knowledge...

WooHoo!! Congratulations on her CLI Approval!!👏🏼🍾🥂

Message 4 of 9
RealEstateGuy89
Frequent Contributor

Re: SoFi CLI for P2


@cashorcharge wrote:

This is the 1st reported SoFI CLI to my knowledge...

WooHoo!! Congratulations on her CLI Approval!!👏🏼🍾🥂


It's the first one I've heard of too!  Hopefully the first of many!

Message 5 of 9
RealEstateGuy89
Frequent Contributor

Re: SoFi CLI for P2

@bergmi 

Congratulations on your SOFI CLI! 

Message 6 of 9
KingRue8500
Senior Contributor

Re: SoFi CLI for P2

Congrats on DW's SoFi CLI




Message 7 of 9
SaintMortichai
Contributor

Re: SoFi CLI for P2

This is great news to hear. The fact that SoFi will issue automated CLIs gives me hope. I will be putting more spend on my SoFi card in the next few months. Paying it in full next month, but not in full in December because I have to spread the wealth to paying more than minimum on other cards. Working on keeping all my cards below 30%. Been keeping SoFi at 10% or less.

 

Thank you for this information. Gives me hope for a CLI next year!


Bank of America Customized Cash Rewards: $6,000 | Capital One Quicksilver WEMC: $6,500 | Comenity GameStop PowerUp Rewards: $2,800 | Rooms to Go: $250 | Best Buy Citi Visa: $2,800 | Chase Amazon Prime Visa: $3,400 | Target RedCard: $2,500 | Chase Freedom Flex: $3,000 | Chase Freedom Unlimited: $25,000 | Chase Sapphire Preferred: $7,500 | Elan Max Cash Preferred: $2,000 | PayPal Cashback MasterCard: $9,000 | Venmo Visa: $700 | SoFi: $3,500 | American Express Blue Cash Everyday: $1,000 | X1 Visa Signature: $5,000

AU cards - Discover IT: $14,000 | Southwest Rapid Rewards: $8,500 | BoA Customized Cash Rewards WEMC: $16,000 | BoA Customized Cash Rewards Visa: $10,000 | Home Depot: $14,500 | Citi Custom Cash: $5,300 | Discover It: $2,500 | Capital One Savor One: $500

Cards I Want: American Express Blue Business Cash, American Express Blue Cash Preferred, Capital One Savor One, Capital One Venture X, Capital One Walmart Rewards, Citi Custom Cash, Synovus Cash Rewards

OFFICIALLY GARDENING UNTIL SUMMER 2024! Start date: 9.17.22
Message 8 of 9
CreditAggie
Community Leader
Super Contributor

Re: SoFi CLI for P2

Congratulations on DW's SoFi CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 9
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