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SoFi Essential Approval.

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Rocco718
Valued Member

SoFi Essential Approval.

I'm about 4mo. post BK DC so my scores are in the mid 600s. I moniter my credit w/Credit Karma and yesterday Sofi Essential popped up with Outstanding odds of Approval.
I pulled the trigger and it said " Application processing" (I imagine because it was a holiday). 
Today I got an email stating it was Approved. I got an account with them 6mo. ago to establish new relationships after burning a few of the majors. So I logged in and there it is, $2000 SL, no af. They pull from EX. Now I just need my TD bank secured card to Graduate this month. Happy New Year!

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4 REPLIES 4
BrutalBodyShots
Frequent Contributor

Re: SoFi Essential Approval.

Congrats on your approval!

 

As an aside, definitely don't put stock in CK "approval odds" moving forward. They exist just to get you to try and apply for products. I'm glad it worked out for you this time, but there are countless stories of people being denied for CCs that they found to have favorable approval odds for through CK.

Message 2 of 5
Rocco718
Valued Member

Re: SoFi Essential Approval.

Good to know, Thanks.


@BrutalBodyShots wrote:

Congrats on your approval!

 

As an aside, definitely don't put stock in CK "approval odds" moving forward. They exist just to get you to try and apply for products. I'm glad it worked out for you this time, but there are countless stories of people being denied for CCs that they found to have favorable approval odds for through CK.


Good to know, Thanks.Smiley Wink

Message 3 of 5
JoeRockhead
Community Leader
Super Contributor

Re: SoFi Essential Approval.

Nice, congratulations on your new approval!

Message 4 of 5
coreyb80
Super Contributor

Re: SoFi Essential Approval.


@BrutalBodyShots wrote:

Congrats on your approval!

 

As an aside, definitely don't put stock in CK "approval odds" moving forward. They exist just to get you to try and apply for products. I'm glad it worked out for you this time, but there are countless stories of people being denied for CCs that they found to have favorable approval odds for through CK.


Congrats OP!  I agree with @BrutalBodyShots  as well.  If it's usually Outstanding or better the odds are in your favor.  But as with anything, YMMV!!

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